The Meek…

Aug 19, 2024
The importance of artificial intelligence (AI) literacy cannot be overlooked as AI is rapidly transforming the banking industry. As this technology evolves, so do the risks and opportunities.

The Importance of AI Literacy for Bank Boards

Aug 19, 2024
The importance of artificial intelligence (AI) literacy cannot be overlooked as AI is rapidly transforming the banking industry. As this technology evolves, so do the risks and opportunities.

Attracting and retaining key personnel

Aug 19, 2024
Attracting and retaining key personnel is a regular topic at strategic planning sessions. It fits neatly into the big strategy of making sure the bank has appropriate management succession at all levels.

Interchange versus swipe fees, a primer.

Aug 19, 2024
With so much discussion around card transactions, what does a bank director need to know about interchange and swipe fees to understand their fiduciary duties and guide their decisions?

Corporate governance and employment law help is on the way!

Jun 26, 2024
With your ICBA Bank Director Program subscription you have access to attorneys from Jackson Lewis and Gerrish Smith Tuck for help with your employment law and corporate governance questions.

Play ball! National pastime gives us some portfolio management guidance.

Jun 26, 2024
It occurs to me that with a little thought there may be some parallels between our national pastime and community banking. Follow along as we see what lessons we might glean from the grand old game. And don’t buy what Yogi Berra asked: “Who can think and play baseball at the same time?”

7 Strategies for Raising Bank Deposits

Jun 26, 2024
Money is moving out of low- and no-interest bank accounts in favor of higher-yielding money markets, CDs and other fixed income products available elsewhere. Deposits that swelled in the wake of unprecedented government stimulus are steadily declining.

Data-Driven Success: Enhancing ROI in Digital Marketing

Jun 26, 2024
The financial landscape is evolving rapidly, and with it, the way banks market themselves. Gone are the days of relying solely on traditional tactics like print ads, branch marketing, and annual surveys. Today, success hinges on embracing a data-driven and education-focused approach.

Why is Check Fraud Such a Problem Right Now? — with Scott Anchin and David Long

Jun 24, 2024
Check fraud isn’t new, but it has re-emerged as an appealing way for fraudsters to target community banks and their customers. That’s why ICBA has brought check fraud to the forefront of its conversation with its members, to discuss the ways they can band together to solve this issue.

Online Course Newsletter – June 2024

Jun 24, 2024
On June 26, we launched five new Community Reinvestment Act courses. These new courses cover the new Community Reinvestment Act Modernization Final Rules published in October 2024 that have an effective date of January 1, 2026.

Online Course Newsletter – May 2024

May 28, 2024
In the April edition of the Online Course Newsletter, we mentioned that a report is available to see how many attempts learners took to pass a course. Recognizing this can be overwhelming we have written easy-to-follow instructions on how to use Excel formulas to narrow down the spreadsheet and find specific information.

Preparing Your Debit Card Program for What’s Next

May 20, 2024
In today’s environment, the proverb, “Hope for the best, prepare for the worst,” serves as a standard mantra for community banks. The regulatory landscape hurls new challenges, and community banks pivot, adjust, and act to ensure that, no matter the outcome, the best interests of their communities and customers remain the top priority.

How Fintechs Can Elevate Community Banks — with Saroop Bharwani and Allan Rayson

May 16, 2024
Former ICBA chairman Brad Bolton and Lindsay LaNore, ICBA’s senior executive vice president, chief learning and experience officer, join Charles Potts to talk about their experiences at ICBA LIVE and some advice for new and returning attendees.

Latest Banking Agency Review Demands Meaningful Impact on Expanding Regulatory Burdens

May 10, 2024
The propensity of federal banking regulators to enact new regulatory burdens on community banks in response to the risky behavior of the largest institutions—a decades-long problem for local lenders—has only accelerated in recent months.

Powering Potential through Community Bank Innovation

May 2, 2024
Bankers are operating in a fast-paced world, with solutions addressing customer growth and engagement. This technology can be a key driver to help them become more competitive; however, these solutions can only help if deployed strategically.

Online Course Newsletter – April 2024

Apr 23, 2024
Did you know there is a report option in the Learning Management System that allows you to see how many times it took an employee to pass a course test?

New course added to Bank Director Online Courses

Apr 11, 2024
Your Bank Director Program subscription includes access to 20 online courses on topics ranging from the Bank Secrecy Act to Understanding UDAAP. These courses are a wonderful way to onboard new directors while ensuring your seasoned directors are up to speed.

Five Ways Community Banks Can Improve Cloud Security

Apr 11, 2024
Cloud security has become increasingly crucial as more community banks are transitioning from on-premises solutions to cloud-based services. The rapid transition to the cloud has greatly expanded the potential areas for cyberattacks, posing a significant challenge for security teams.

Strategic Planning Reimagined

Apr 11, 2024
Like many of today’s processes in banking, strategic planning is undergoing a dramatic shift. One of the core responsibilities of a bank board is to approve, support, and monitor its strategic plan.

Recession proofing: How to benefit from a lull in the economy

Apr 11, 2024
Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U. S. treasury curve has been upside down for pushing two years now?