Letters and Testimony

ICBA members and staff regularly communicate with Congress and regulators on behalf of the community bank industry.

Top Letter

The Independent Community Bankers of America (“ICBA”) commends the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board and the Office of the Comptroller of the Currency (the “Banking Agencies”) for their efforts to mitigate the strain placed on community banks as a result of the global COVID-19 pandemic. 

For instance, the Banking Agencies’ interim final rule issued last December to allow banking organizations with under $10 billion in assets to use asset data as of December 31, 2019 to determine the applicability of various regulatory asset thresholds greatly assisted community banks that participated in the Small Business Administration Paycheck Protection Program (PPP).

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House, Senate Budget Committees February 24, 2021
House, Senate Appropriations Committees February 24, 2021
USDA, OMB February 24, 2021
House, Senate February 23, 2021
OCC, FDIC February 23, 2021

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