Letters and Testimony

ICBA members and staff regularly communicate with Congress and regulators on behalf of the community bank industry.

Top Letter

The Independent Community Bankers of America (“ICBA”) commends the Federal Deposit Insurance Corporation (FDIC), the Federal Reserve Board and the Office of the Comptroller of the Currency (the “Banking Agencies”) for their efforts to mitigate the strain placed on community banks as a result of the global COVID-19 pandemic. 

For instance, the Banking Agencies’ interim final rule issued last December to allow banking organizations with under $10 billion in assets to use asset data as of December 31, 2019 to determine the applicability of various regulatory asset thresholds greatly assisted community banks that participated in the Small Business Administration Paycheck Protection Program (PPP).

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Title Recipient Date
OCC 05/11/21
117th Congress 05/11/21
Senate Finance Subcommitte 05/10/21
CFPB 05/10/21
NCUA 05/10/21
117th Congress 05/06/21
FINCEN 05/05/21
OCC 05/03/21
FDIC, OCC, Fed, CFPB, NCUA 04/22/21
California Legislature 04/21/21
Treasury Department 04/20/21
Rep. Andy Barr 04/19/21
FHFA 04/19/21
U.S. House of Representatives 04/16/21
117th Congress 04/14/21
CFPB 04/13/21
OCC, FDIC 04/13/21
Committee on Small Business & Entrepreneurship 04/12/21
USDA 04/09/21


Title Committee Presenter Date
Committee on Banking, Housing and Urban Affairs ICBA 04/28/21
House Small Business Committee Alice P. Frazier 03/10/21
HSFC 09/29/20
House Committee on Small Business Subcommittee on Economic Growth, Tax, and Capital Access ICBA 09/25/20
House Small Business Committee Written statement 06/16/20