Welcome to ICBA Payments

ICBA Payments, formerly ICBA Bancard, is the wholly owned payment services subsidiary of the Independent Community Bankers of America® (ICBA) and has been managing payments solutions for the nation's community banks since 1985.

ICBA Payments' advocacy, education, and marketing support are valued benefits to clients of all sizes that trust ICBA Payments for their payments needs.

About ICBA Payments Latest News
Cybersecurity Secure Payments Graphic
Contactless Payments

Your Bank’s Transition to FIS Payments One Credit

The Payments One Credit (P1C) platform brings new efficiencies to managing your bank’s credit card program with more features and benefits.

Digital Payments Sales

Visa Digital Playbooks

Drive contactless, small business, and eCommerce activity with free marketing and messaging guides from ICBA Payments and Visa.
Digital Payments Image

Digital Payments Transformation Report and Resources

Access ICBA Payments's report Digital Transformation: The Payments Business Model.
Instant Payments Phone

Instant Payments Resources

Articles, tools, and webinars available to help community banks understand the ins and outs of instant payments adoption, use cases, and FedNow launch preparation.
Employee Helpline

ICBA Payments's Automated Card Expert (ACE) Tool

ICBA Payments's Automated Card Expert (ACE) gives you the tools you need to run comprehensive financial analyses of your community bank’s credit card portfolio.
ICBA Payments

ICBA Payments Digest

Keep your bank in-the-know with exclusive news, blogs and updates on payments, all written by experts in the subjects that matter most to you.

Bancard Phone

Unrivaled Payments Support

Whether you’re looking for credit, debit, ATM, or merchant processing solutions, as an ICBA Payments client, your bank benefits from added risk management programs, expert consultation—tailored to your community bank.

News and Articles

Jul 17 | Press Release

Ohio Community Banker Named TCM Bank Chairman

TCM Bank, N.A., the credit card bank of ICBA Payments, announced the election of new board members Robert Barnes, president and CEO of PriorityOne in Magee, Miss.; Brad Bolton, president and CEO of Community Spirit Bank in Red Bay, Ala.; and Anita Drentlaw, president and CEO of New Market in Lakeville, Minn. Jack Hartings, chairman of The Peoples Bank Co. in Coldwater, Ohio, who previously served on the board, was elected chair of the TCM Bank Board of Directors.

Read More

Nov 14 | Press Release

ICBA Bancard Rebrands to ICBA Payments

ICBA Bancard, the payments subsidiary of the Independent Community Bankers of America (ICBA), today unveiled its new brand—ICBA Payments.

Read More

Oct 13 | NewsWatch Today

Payments council releases instant payments operational guide

The U.S. Faster Payments Council released a new resource for banks working to implement instant payments.

Read More

Oct 3 | NewsWatch Today

ICBA urging outreach on 1071, credit card legislation

ICBA continues urging community bankers to reach out to their lawmakers on two key initiatives pending in Congress.

Read More

Sep 27 | NewsWatch Today

Senate preps for vote on resolution to reverse 1071 rule

With the Senate set to act as soon as this week on a resolution to block the Consumer Financial Protection Bureau’s Section 1071 rule, ICBA is urging community bankers to urge their senators to support the measure.

Read More

Sep 25 | Payments Pulse

Mid-year Checkpoint on Digital Payments Transformation

With over half of 2023 now firmly in the rearview mirror, we’re hoping community banks have put our digital payments transformation resources ( to good use—leveraging our whitepaper and workbook to refresh (or create) a digital payments strategy and accompanying roadmap.

Read More

In Their Words

"ICBA [Payments] helps me round out my services to give my customers access to funds - whenever and however they want - and ways to interact with their funds that fit their needs."

- Noah Wilcox, President & CEO, Grand Rapids State Bank

"ICBA [Payments] marketing support has been instrumental in helping to galvanize employees to showcase the value of of our credit card offerings."

- Roberta R. Robinson, Vice President, Compliance & BSA Officer, Centinel Bank of Taos

"Our primary concern is that our customers are safeguarded against unauthorized charges on their accounts. Thanks to ICBA [Payments'] Fraud Loss Protection Plan we have a level of protection that helps guard our bottom line too."

- B. Doyle Mitchell, Jr., President & CEO, Industrial Bank

Rocketship Graphic

Get a Free One-on-One Credit Card Portfolio Analysis

ICBA Payments offers free an analysis performed by ICBA Payments staff experts, to provide insights into your credit card portfolio.

With data provided by you below, and utilizing our own ACE credit portfolio analysis tool, we provide insights into your portfolio’s accounts, outstanding balances, revenue, and sales volume growth.

Register Now