ICBA

Surveys & White Papers

ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

Publication

Climate Change Regulation on Community Banks Report

Climate Change Regulation on Community Banks Report

This white paper demonstrates that community banks are experts at monitoring the risk of their lending and investment portfolios and do not need more regulation to manage their potential climate risks.

ICBA will oppose any climate risk regulation that adversely impacts community banks and their ability to support their communities and customers.

FREE for members

Financial Inclusion Report

Financial Inclusion Report
September 2021
Access

Cultivating the Strategic Value of Credit Card Rewards Programs

Cultivating the Strategic Value of Credit Card Rewards Programs
February 2021
Access

Survey White Paper

2020 Crowe Compensation and Benefits Survey
March 2020
Access

ILC Report Cover

Industrial Loan Companies: Closing the Loophole to Avert Consumer and Systemic Harm
March 2019
Access

BCFP Consumer Protection Report

Community Bank Perspective on the Bureau of Consumer Financial Protection
August 2018
Access

BSA Whitepaper cover

Modernizing Anti-Money Laundering & Anti-Terrorist Financing Laws & Regulations
July 2018
Access

Farm Bill for Community Banks

Focus on Farm Policy
March 2018
Access

Fintech Strategy Roadmap

Fintech Strategy Roadmap
March 2018
Access

Tax Reform Whitepaper Cover Image

ICBA Principles for Tax Reform
August 2017
Access

GSE Reform Cover

ICBA Principles for GSE Reform and a Way Forward
April 2017
Access

Community Bank Regulatory Relief: A Roadmap to Economic Growth & Prosperity

Community Bank Regulatory Relief: A Roadmap to Economic Growth & Prosperity
January 2017
Access

An Economic Analysis of Credit Unions' Tax Exemption

Credit unions have fallen short in fulfilling the terms of their original mandate, which once warranted a lucrative tax subsidy.

This white paper examines the extent to which credit unions have deviated from the terms of their original mandate, the amount and distribution of their tax subsidy, and its dispersal to credit union members in the form of financial benefits.

Read the report
Publication

Core Processor Resource Guide

Resource Guide

A community bank’s core processor should be a strategic partner that supports the bank’s long-term business objectives. The ICBA Core Processor Resource Guide will help community banks with some of the more important aspects of managing this relationship to maximize the return on their technology investments.

Is your bank contemplating a new project to obtain strategic IT capabilities? Don’t know where to start? Visit our technology advocacy page for useful resources and documents.

FREE for members