COMMUNITY BANK UNIVERSITY

Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News

CFPB: States can issue fair credit reporting laws

Jun 29, 2022 | NewsWatch Today
The Consumer Financial Protection Bureau issued an interpretive rule affirming states’ abilities to issue their own fair credit reporting laws.

ICBA, Groups Urge CFPB to Rescind Revised Examination Manual

Jun 28, 2022 | Press Release
The Independent Community Bankers of America (ICBA) and other groups issued a joint white paper detailing why recent Consumer Financial Protection Bureau actions to expand its examination of banks for discrimination exceeds the bureau’s legal authority.

Upcoming Compliance Training

Jul 13, 2022 | Webinar

Financial Crime: Part 1


Jul 20, 2022 | Webinar

Financial Crime: Part 2


Compliance Question of the Week

Question: Can a lender review current loans in its portfolio as flood insurance policies renew and determine that it would no longer require flood insurance on a detached structure in a flood zone if the structure does not provide contributory value?

ANSWER:

A lender or its servicer could initiate such a review; however, the agencies’ regulations do not permit the exemption of structures from the mandatory flood insurance purchase requirement based solely on their contributory value. Flood insurance is not required, in the case of any residential property, on any structure that is a part of such property but is detached from the primary residential structure and does not serve as a residence. In addition, other exemptions could apply, such as the exemption for state-owned property covered under a policy of self-insurance satisfactory to the administrator of the Federal Emergency Management Agency, the exemption for property securing any loan with an original principal balance of $5,000 or less, or the exemption for a loan with a repayment term of one year or less. 

Reference: Interagency Flood Insurance Regulation Update Webinar: Q&As, 2015, Q18. 

 


Compliance Vault

The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

Learn more & open the vault

Compliance Resources

Online Training

Online Training Plans - CBU

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Community Banker University offers a variety of online training options with courses that build knowledge and a strong foundation within key areas of the banking industry and professional development.

Prices vary by plan, check the plan comparison chart for more information!

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Online Training

Compliance Certificate Program

Online Certificates

The courses in the Community Banker Compliance Certificate Program are designed to give community bankers the knowledge and skills they need to become experts in regulatory compliance. The certificate program consists of four critical learning areas.

$499 / ICBA Members

$1,499 / Non-Members

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Subscription

Compliance Working Papers

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One of the three elements of an effective compliance program is monitoring and corrective action. These compliance working papers are essential for monitoring your financial institution’s compliance with federal consumer compliance laws and regulations.

Initial Price
ICBA Member: $599
Nonmember: $799

Annual Digital Renewal
ICBA Member: $299
Nonmember: $399

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Subscription

Compliance Deskbook and Bulletin Service

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The ICBA Compliance Deskbook is the industry’s premier resource for compliance information. Access regulations, important dates, agency guidance, questionnaires, and other resources in one place.

Initial Price
ICBA Member: $399
Nonmember: $549

Annual Digital Renewal
ICBA Member: $249
Nonmember: $349

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Digital

Bank Policies

Policy Products
Alleviate the tedious task of developing bank policies from scratch. These policies provide a quick reference with thorough, easy-to-read instructions to guide your bank through the policy development or revision process.
Click Learn More for Individual Pricing

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Subscription

Bank Compliance Checkup Program

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The Bank Compliance Checkup Program provides a comprehensive system for on-going monitoring of your bank’s compliance with Deposit, Lending, Administrative and IT/Tech/Security regulations.

Initial Price:
ICBA Member: $395
Nonmember: $595

Annual Digital Renewal:
ICBA Member: $199
Nonmember: $399

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