After several years of community banker engagement with the Consumer Financial Protection Bureau, the bureau has released for public comment an ICBA proposal to improve mortgage disclosures required under TILA-RESPA Integrated Disclosure rules.

With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the advocacy arena—and what remains to be done this fall. Fortunately for the local communities we serve, community banks have followed the historic successes of 2018 with many notable policy victories.

Low- and middle-income home buyers seeking smaller mortgage loans should begin their search at their local community bank, ICBA Vice Chairman Robert M. Fisher writes.

Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs team was also hard at work keeping up with the latest developments.