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2026 ICBA Compensation & Benefits Report: Pre-Order Now

Gain access to the industry's most comprehensive compensation and benefits benchmarking resource. Featuring data from more than 246 full-time and 30 part-time roles nationwide, the report includes an interactive dashboard with 100 key compensation and benefit metrics segmented by national, regional, and asset-size levels.

 

 


Joint Letter Opposing ILC Application for Albert Bank

ICBA and the Bank Policy Institute wrote to the FDIC regarding Albert Corporation’s application on behalf of its proposed Utah state-chartered industrial bank (“Albert Bank”) for FDIC insurance. ICBA and BPI said until Congress closes the industrial loan company loophole, the FDIC should exercise its statutory authority to protect the Deposit Insurance Fund and the broader banking system by declining to approve applications that present risks.

They added that the regulatory arbitrage inherent in allowing a technology company to own an FDIC-insured bank without being subject to the consolidated supervision and activity restrictions placed on Bank Holding Company Act banks should be reason enough for FDIC to deny this application and the unique circumstances of Albert’s proposal present additional concerns regarding the independence of the bank. 


Letter Urging Modernization of IRS EIN Application Requirements for Corporate Fiduciaries

ICBA wrote to the Treasury Department to express concern about IRS procedures that require community bank trust officers to use their personal Social Security Numbers when applying for an Employee Identification Number for a trust or estate for which the bank serves as trustee, executor, personal representative, or other fiduciary.

ICBA said that in today’s heightened cyber risk environment, bank employees should not be required to expose their personally identifying information and that a simple solution would be to create an exemption that allows a bank to use its corporate EIN when applying for an EIN on behalf of a trust or estate.


ICBA Comments - 2026 CAMELS Proposal

The Independent Community Bankers of America (“ICBA”) appreciates the opportunity to provide comments on the Federal Financial Institutions Examination Council’s (“FFIEC”) notice and request for comment related to proposed revisions to the Uniform Financial Institutions Rating System (“UFIRS”), more commonly referred to as the CAMELS rating system.

ICBA supports the FFIEC’s efforts to improve the effectiveness of the CAMELS rating system as a supervisory tool and to increase public confidence in supervisors’ assessment of the banking system. ICBA particularly supports placing appropriate guardrails to reduce excessive subjectivity.


New: Stablecoin Growth Risk Map

See how stablecoin growth could affect small business credit in communities nationwide.

New from ICBA Education: Digital Assets Webinar Series

Digital assets are influencing the future of finance, making this an ideal time for community banks to build their knowledge. This five-part webinar series equips community bankers with a fundamental understanding of digital assets, from basic concepts to strategic implications.

Get Started Find info and register for the webinar series
MARCH 1-4, 2027 • LAS VEGAS

ICBA LIVE is the world’s largest gathering of community bankers. This is more than a convention. ICBA LIVE is a celebration of community banking and the people who power it.

You’ll be surrounded by people who get it: thousands of community bank leaders who understand the unique challenges of community banking and are ready to share real-world advice during meaningful networking opportunities.

We’re in San Diego this week to power the future of community banking. Bold ideas. Real strategy. Meaningful connections. It’s all happening right now.

Get a look into ICBA LIVE on LIVE TV and follow the conversation on social media using #ICBALIVE.

Register Now for ICBA LIVE 2027 Learn More about ICBA LIVE

Focus on AI and Crypto

The industry is at a pivotal moment, with rapidly evolving crypto policy proposals and advances in AI technologies reshaping the landscape. ICBA is amplifying the voice of community banks and providing the tools and resources needed to navigate change, shape policy, and ensure continued success.

Artificial Intelligence & Community Banking
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Artificial Intelligence & Community Banking
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ICBA Events

The Beginning Investigator Webinar

This webinar is designed specifically for individuals who have little or no previous training in financial institution investigations. If you have been the security officer for less than three years or are newly assigned to the duties of the security area, this is the program for you. Join us and learn how to outline the basic steps for external investigations and discuss who should be assigned that duty. Attendees learn the importance of active listening, remaining objective, documentation, evidence collection, and how to identify the resources you need to assist with the investigation. Learning Objectives: Describe the basic role and responsibilities involved in financial institution investigations. Identify the basic steps in conducting an external investigation and determine who should be assigned investigative duties. Demonstrate the importance of active listening and remaining objective during an investigation. Explain proper documentation and basic evidence collection techniques. Identify resources that can support an investigation. Duration: 90-minutes Presented live and recorded 08/25/26.
Aug 25, 2026  | 
  • Webinar
  • Fraud Security

    Internal Fraud for Boards and Supervisory Committees Webinar

    Internal fraud is often an unspoken issue within financial institutions. Some organizations avoid discussing embezzlement because they worry that talking about it will draw attention to the issue — or even inspire wrongdoing — so they stay silent, hoping that will prevent awareness. However, as owners and managers, we face a choice: proactively manage this risk or ignore it—until it's too late. Learning Objectives: Define internal fraud and explain why it is often overlooked within financial institutions. Identify common warning signs and red flags associated with embezzlement and internal fraud. Understand the risks of ignoring internal fraud and the impact it can have on the organization. Recognize the importance of proactively managing internal fraud. Duration: 90-minutes Presented live and recorded on 08/27/26.
    Aug 27, 2026  | 
  • Webinar
  • Fraud

    IT Institute

    Information technology solutions continue to evolve creating opportunities for community banks to increase efficiency, improve service capabilities, and better safeguard customers.  Your ability to understand how these solutions can be applied to your bank's current technology platform can mean all the difference in today's competitive environment. Developed for community bank IT managers and officers, the IT Institute provides solutions to strengthen existing IT security capabilities, develop operational efficiencies, create business continuity solutions, enhance social marketing capabilities, and more. To earn the Certified Community Bank Technology Officer (CCBTO) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285 Learning Objectives Understand IT budgeting and systems selection. Learn cloud trends. Be familiar with asset management. Gain knowledge of cybersecurity tactics.
    Aug 31–Sep 3, 2026  | 
  • Institute
  • Risk Information Technology

    ICBA Bank Director Forum - Session 3

    The Board’s Responsibility in Managing the Credit Portfolio The largest asset your bank has is the credit portfolio. Mismanagement of this aspect is all too easy and carries with it dire outcomes. Growth in higher risk loans outside your established parameters can lead to losses, declining earnings, stressed ratios, and possible regulatory actions such as Matters Requiring Attention, Memorandum of Understanding or worse, a Consent Decree. It is imperative that the board have a strong hand in the credit process. This includes setting the core credit priorities, approving the credit policy, approving larger deals but also monitoring the credit portfolio to assure it aligns with the bank’s risk appetite and strategic goals. This session explores how boards can build a strong credit foundation through the right culture, governance, and oversight practices. Participants will gain practical insights into evaluating credit processes, monitoring portfolio health, and addressing emerging risks in commercial real estate and agricultural lending before they become larger challenges.  Learning Objectives Understand the board's role in establishing credit priorities, overseeing the credit process, and maintaining a strong credit culture. Learn the governance structures and oversight practices that support effective portfolio development and alignment with the bank's risk appetite. Gain a foundational understanding of credit analysis to assess whether proposed loans meet bank standards. Learn how to effectively monitor portfolio performance through key reports and director actions. Examine risks associated with commercial investment real estate and agricultural lending and identify actions to address emerging credit concerns before they affect the bank. Register for all four Bank Director Forums and save $200!
    Sep 3, 2026  | 
  • Seminar
  • Governance Board of Directors

    Top Topics

    Discover the leading topics in community banking, highlighted by data on what matters most to bankers and expert insights from ICBA’s executives on emerging industry trends.

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    Artificial Intelligence

    “The nation’s community banks are leveraging AI to strengthen operations and resilience while they work to address key AI risks and implementation challenges that warrant further attention.”

    - ICBA President and CEO Rebeca Romero Rainey

    About the Independent Community Bankers of America

    ICBA powers the potential of the nation’s community banks through effective advocacy, education, and innovation so that community banks can continue to strengthen, invest, and provide opportunities for the people and families in the communities they serve.

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    Amplifying Advocacy

    We champion community bank advocacy in Washington to ensure your voice is heard. 

    By working with our affiliated state banking associations and the nation’s community bankers, we have a proven track record of advancing and achieving pro-community bank policies and regulatory reform.

     

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    Elevating Education

    We provide high-caliber courses, live events, webinars, resources, certifications, and programs that power the potential of community bankers at all levels.

    By making learning personal, practical, fun, and community bank specific, we fuel individual, team, bank, and community prosperity.

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    Infusing Innovation

    We understand the challenges and opportunities that lay ahead for community banks. 

    Our innovation programming designed for community banks helps you navigate your innovation journey and remain profitable, efficient, and competitive. 

     

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    Resources by Role

    Today's modern learner has only a fraction of their workweek available for training and professional development. This fast-paced way of life requires the delivery of learning opportunities through multiple channels to provide you convenience and flexibility.

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