ICBA and BPI sent a letter to the FDIC opposing Affirm Bank’s application for deposit insurance. ICBA and BPI said that, if granted insurance, Affirm Bank could pose a significant and unnecessary risk to the Deposit Insurance Fund and the broader financial system. They added that by exploiting the industrial loan company loophole to avoid consolidated Federal Reserve supervision, relying heavily on its nonbank parent for core operations, and introducing potential conflicts of interest in offering lending and other products to its parent’s existing customer base, this application fails to satisfy key statutory factors under the Federal Deposit Insurance Act.
ICBA sent a letter to the leaders of the House Agriculture Committee regarding H.R. 7567, the Farm, Food, and National Security Act of 2026. ICBA said it appreciates the higher reference prices for commodities and the enhanced crop insurance provisions included in the OBBBA. ICBA also supports the higher loan limits for the USDA’s guaranteed farm loan programs and the prompt approval of these loans. However, ICBA urges the committee to oppose or restrict any expansions of Farm Credit System financing for non-farm purposes.
Congress needs to hear how your deposits support your community and why it is important they protect against deposit flight.
The Accelerator identifies and supports a variety of mission-driven, growth stage providers through a proven methodology that rapidly validates and helps shape emerging industry solutions.
Digital assets are influencing the future of finance, making this an ideal time for community banks to build their knowledge. This five-part webinar series equips community bankers with a fundamental understanding of digital assets, from basic concepts to strategic implications.
ICBA LIVE is more than a convention—it’s a celebration of community banking and the people who power it.
It’s where ICBA members come together to connect with peers, be inspired by bold ideas, and gain practical insights to stay competitive in a rapidly changing world.
Discover the leading topics in community banking, highlighted by data on what matters most to bankers and expert insights from ICBA’s executives on emerging industry trends.
“Check fraud is a growing threat that puts your customers' financial security at risk—staying informed and implementing preventative measures is crucial for protecting your institution and upholding trust in the banking industry.”
ICBA powers the potential of the nation’s community banks through effective advocacy, education, and innovation so that community banks can continue to strengthen, invest, and provide opportunities for the people and families in the communities they serve.
We champion community bank advocacy in Washington to ensure your voice is heard.
By working with our affiliated state banking associations and the nation’s community bankers, we have a proven track record of advancing and achieving pro-community bank policies and regulatory reform.
We provide high-caliber courses, live events, webinars, resources, certifications, and programs that power the potential of community bankers at all levels.
By making learning personal, practical, fun, and community bank specific, we fuel individual, team, bank, and community prosperity.
We understand the challenges and opportunities that lay ahead for community banks.
Our innovation programming designed for community banks helps you navigate your innovation journey and remain profitable, efficient, and competitive.
Today's modern learner has only a fraction of their workweek available for training and professional development. This fast-paced way of life requires the delivery of learning opportunities through multiple channels to provide you convenience and flexibility.
