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This follows the New York State Attorney General’s lawsuit alleging that the Coinbase Global subsidiary is violating New York and federal laws by running illegal prediction markets that lack consumer protections and internal controls.
ICBA and other groups sent a letter to the Federal Housing Finance Agency regarding President Donald Trump's “Promoting Access to Mortgage Credit” executive order. ICBA and the other groups said they support the EO and urged FHFA to pursue these policy goals outlined in the order:
Modernize appraisal regulations and guidance to expand the use of alternative valuation models, desktop and hybrid appraisals, and artificial intelligence valuation tools.
Simplifying appraiser qualification requirements.
Reduce appraisal requirements for low-risk transactions, including low loan-to-value refinancing and small-balance loans, and set clear appraisal timelines.
ICBA sent a letter to the OCC in support of its interim final order concluding that federal law preempts the Illinois Interchange Fee Prohibition Act as applied to national banks and federal savings associations.
ICBA said the order applies the conflict preemption standard of Barnett Bank and Cantero, protects the uniform national operation of the payment card system, and acts on the kind of good cause that interim final rulemaking exists to address.
ICBA urged the agency to finalize the order without delay and to continue its work with federal and state counterparts to address the broader patchwork of state interchange legislation.
The report comes as a result of a roundtable discussion CBA convened earlier this month with the Alliance for Innovative Regulation
Digital assets are influencing the future of finance, making this an ideal time for community banks to build their knowledge. This five-part webinar series equips community bankers with a fundamental understanding of digital assets, from basic concepts to strategic implications.
We’ve compiled data to help illustrate the reach and impact of community banks nationwide. Explore detailed state-by-state breakdowns for your area with our new interactive map.
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Discover the leading topics in community banking, highlighted by data on what matters most to bankers and expert insights from ICBA’s executives on emerging industry trends.
“Check fraud is a growing threat that puts your customers' financial security at risk—staying informed and implementing preventative measures is crucial for protecting your institution and upholding trust in the banking industry.”
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