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Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Recent Blog Posts

Tell Congress & regulators to wake up

Jun 8, 2020
As we continue our relentless focus on customers in need, we must not let our guard down in continuing to urge Congress, the agencies, and the public to “wake up” to an overly-opportunistic credit union industry.

ICBA Strengthens Commitment to Community Bank Innovation

Jun 8, 2020
Innovators see the world not as it is today but how it can be, which is why ICBA has pledged a three-year commitment to its ThinkTECH Accelerator program--to help community banks foster innovation and address their customers' evolving payment needs.

PPP Successes: Fintech Partnerships that Work

Jun 5, 2020
Launching a new lending initiative during a pandemic was a challenge in itself, but add in closed branches, remote customers, and government provisions, and community banks faced a trifecta of issues in entering this brave new world of lending.

Feed your focus

Jun 3, 2020
When I really need to focus, I’ve noticed the process usually starts with decluttering both my mind and my environment. I love the quote, “Starve the distractions. Feed your focus.” To clear my mind before starting a project, I know that I have to be purposeful with my attention.

Now is the time to act on PPP reform

Jun 2, 2020
If community bankers were waiting for the right time to contact Congress and urge needed reforms to the Paycheck Protection Program, the wait is over.

Tell the Senate to Pass PPP Reforms

Jun 1, 2020
With the Senate considering Paycheck Protection Program reforms after the House passed its reform bill last week, now is the time for community banks to urge lawmakers to enact our recommended changes.

Cybersecurity in the time of COVID-19

Jun 1, 2020
During the pandemic, three types of attacks and scams have risen sharply, and bankers should anticipate seeing more of these threats throughout the pandemic’s duration. This blog explains them and how you can protect your community bank.

How Banks Can Embrace the “Next Normal” in Payments and Digital Experiences

May 27, 2020
With the pandemic representing a turning point in payments, community banks must take steps now to embrace digital channels without sacrificing the personal support customers expect from their community bank relationship.

SBA Issues New Guidance on PPP Lending

May 23, 2020
The Small Business Administration last night issued two interim final rules on Paycheck Protection Program requirements.

SBA Issues Needed Guidance on Processing Fees, Form 1502

May 21, 2020
The Small Business Administration just released long-sought guidance on submitting the initial SBA Form 1502 for Paycheck Protection Program loans. Lenders are required to submit the form to report on PPP loans and collect the processing fees on fully disbursed loans.