Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Three Ways Receive-Only Instant Payments Meet Customer Needs

Feb 24, 2023
The countdown is on. FedNow goes live in just a few months, and its looming launch creates a sense of urgency around the execution of instant payments.

How to Dive into Innovation in 2023

Feb 1, 2023
When it comes to innovation, big picture ideas formulate and crystalize into concrete plans. Having the vision and enthusiasm for fresh solutions is just the start and drives the community bank journey to unearth specific, relevant and actionable opportunities.

Myth Busting: 3 Truths About FedNow

Jan 25, 2023
Instant payments have arrived. In the five years since the launch of the RTP Network, volumes have steadily increased by more than 10 percent per quarter, and in Q3 2022, the network moved 45 million transactions valued at $19.7 billion.

Five New Sessions to Advance Your Digital Transformation - ICBA ThinkTECH Innovation Series: Digital Transformation Demystified

Jan 17, 2023
Digital customer engagement has risen as a top priority for financial institutions in 2023, according to new research from Anna Kooi, financial services industry leader at Wipfli LLP, a top advisory firm in this space.

ICBA Launches New Solutions Directory to Better Support Community Bank Innovation Needs

Jan 9, 2023
ICBA has launched an enhanced version of our Solutions Directory, which in addition to providing useful fintech-related company information, serves as a one-stop shop for community bank enabling technology. The new and improved directory is based on extensive community bank feedback, to create a better user experience.

From the CEO: ICBA and Community Bankers Stand Together in 2022

Dec 21, 2022
In 2022, ICBA and community bankers stood together against a steady stream of efforts to impose harmful policies while working tirelessly to advance initiatives benefiting local communities—proving once again the importance of making our voice heard in the nation’s capital.

Ten ICBA Innovation Milestones for 2022

Dec 20, 2022
We have previously called 2021 a year of innovation, but there’s no doubt that ICBA doubled down on its position throughout 2022 to ensure that innovation is accessible, affordable, and attainable to all community bankers.

How ICBA’s Investments in Innovation Are Paying Off for Community Banks

Dec 2, 2022
Just shy of a year ago, ICBA announced its role as one of the general partners and investment committee members in a strategic investment fund designed to accelerate technology opportunities and adoption at community banks. Today, BankTech Ventures, has raised more than $115 million in committed capital in its first fund and has backed eight different companies working to provide community bank technology solutions.

Six Steps to Your Bank’s Digital Payments Transformation

Nov 18, 2022
Digital transformation is the 2022 payments phrase of year. You can’t attend a meeting without hearing about its importance in the financial services landscape, and when you consider that nearly nine in ten Americans are now using some form of digital payments, you understand why it needs to be a top priority.

ICBA's Reimagined ThinkTECH Accelerator to Support Year-Round Programming

Oct 26, 2022
Bob Dylan once said, “There is nothing so stable as change,” and I have found that to be true, particularly as we look to embrace modern technologies and the companies that enable them.