Main Street Matters ICBA Blog

  • Agencies Improving Appraisal Regs

    Dec 13, 2018
    The federal banking agencies recently responded to industry requests with a proposed rule to increase the threshold where bankers could use a property evaluation in lieu of a full appraisal—completed by a licensed or certified appraiser—for mortgage loans they retain in portfolio. The agencies are proposing to increase this threshold from $250,000 to $400,000.
  • Shared Values Bring Shared Success

    Dec 10, 2018
    Community bankers, you outdid yourselves in 2018. As we near the end of this significant year in community banking, it is worth taking a moment to look back and reflect on what we’ve achieved together.
  • Career Development: A Priority for Today’s Modern Workforce

    Dec 06, 2018
    Employees expect transparency and want to know their employers’ plans for growth and how they fit in. One way to address this shift in corporate ethos is to make sure that professional development is a part of your community bank’s compensation package.
  • ICBA 2018 Election Analysis

    Nov 07, 2018
    Voters delivered narrow control of the House to Democrats, sharpening oversight of the Trump administration and bringing a raft of new policy initiatives. In a special post-election analysis, ICBA examines key results and what the divided Congress will mean for community banks and the 116th Congress.
  • Investing in the Future of Community Banking

    Nov 02, 2018
    ICBA this week kicked off the next chapter in our journey to create and promote an environment where community banks flourish with the launch of the ICBA ThinkTech Accelerator.
  • Subchapter S Sit-down

    Nov 01, 2018
    ICBA has been working with policymakers to ensure the new Subchapter S tax deduction is workable for community banks. Main Street Matters sat down with ICBA’s Alan Keller, first vice president of legislative policy, and Steve Keen, vice president of congressional relations, to check in on the issue.
  • Do Not be Spooked by Cyber Threats

    Oct 31, 2018
    Today’s cybercrime is masked in various forms and unassuming emails as criminals look to best the system for financial gain.ICBA is doing its part to help community banks address this growing threat—arming our members with information, resources and partnerships to safeguard their institutions and their customers.
  • ICBA Out Front on Community Bank Advocacy

    Oct 10, 2018
    Just as community bankers establish symbiotic relationships with their customers and communities, ICBA and the community banking industry maintain strong bonds with policymakers of all political stripes who write the laws and regulations we live by.
  • Taking Stock of Your Core Processor Relationship

    Oct 05, 2018
    Three banks sound off on using ICBA's Core Processor Resource Guide as a blueprint for managing this complex, critical and expensive technology investment and creating a strategic relationship in line with their business objectives.
  • Three Reasons You’re Not Achieving Your Leadership Goals

    Sep 14, 2018
    Tina Giorgio: Vince Lombardi had it right when he stated that, “Leaders aren’t born, they are made.” Leadership is a process. And, like any process it begins by envisioning a desired outcome and creating a framework of the steps to achieve that outcome. Sometimes there are real obstacles that prevent us from achieving our goals. By conducting a personal evaluation, we can often identify and address things that are standing in our way.
  • Regulatory Developments—August in Review

    Sep 07, 2018
    Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs team was also hard at work keeping up with the latest developments.
  • Does Your Bank Have a Learning Culture?

    Sep 04, 2018
    The community banking industry is accustomed to required annual training mandates but the recent evolution in employment benefits makes learning a compelling non-salary reward. There is no one-size-fits-all program for community banks, so your bank has the creative flexibility to enhance and enrich its own training program in countless ways.
  • Take-Home Lessons: My Summer as an ICBA Intern

    Aug 28, 2018
    ICBA summer intern Natalie Hockaday gets a lesson on the role community banks play in helping local neighborhoods thrive and offers advice for bankers hoping to connect with millennials.
  • Let’s End Disparate-Impact Disparities

    Aug 16, 2018
    HUD should amend its fair lending disparate-impact rule to meet the limitations imposed by the U.S. Supreme Court.
  • An Optimistic Future

    Aug 15, 2018
    As a well-known speaker and educator in the community banking industry, Barret Graduate School of Banking President and Director Chris Kelley knows all too well the importance of continuous learning. As we prepare for an energetic LEAD FWD Summit, filled with education and workshops that will challenge our industry’s next generation of leaders, I talked with Chris about the necessity of growing and thinking outside of the traditional boundaries of community banking.
  • We’re Not Done Yet

    Aug 06, 2018
    The push for regulatory relief continues. We have a host of issues ahead of us, and community banker participation is essential in bringing them to the forefront of Congress members’ and regulators’ attention.
  • 3-2-1 We Have Contactless!

    Jul 30, 2018
    Tina Giorgio: Contactless transactions include everything from flashing your watch at the point-of-sale to paying for your groceries, via your refrigerator. As “smart” devices get even smarter and more prevalent, payment has become part of their foundational fabric.
  • Relevant. Innovative. Motivating.

    Jul 25, 2018
    Investing in education and leadership training is vital to preparing the next generation of community bankers and key to any community bank’s succession planning strategy. I recently spoke with Bank of Missouri Community Bank President Aaron M. Panton to find out why he thinks ICBA’s LEAD FWD Summit is a must-attend annual event.
  • Christmas in July ​

    Jul 20, 2018
    The classic Christmas Tale "It's a Wonderful Life" and the inspirational story of community banker George Bailey aren’t relegated to the silver screen or the month of December. ICBA’s National Community Bank Service Awards recognize creative and economic empowerment programs deployed by community banks nationwide every day.