Main Street Matters ICBA Blog

  • We’re Not Done Yet

    Aug 06, 2018
    The push for regulatory relief continues. We have a host of issues ahead of us, and community banker participation is essential in bringing them to the forefront of Congress members’ and regulators’ attention.
  • 3-2-1 We Have Contactless!

    Jul 30, 2018
    Today, contactless transactions include everything from flashing your watch at the point-of-sale to paying for your groceries, via your refrigerator. As “smart” devices get even smarter and more prevalent, payment has become part of their foundational fabric. That’s both good and bad for banks. On one hand, it means payments become even more prevalent and seamless. On the other, it brings a whole new cautionary meaning to, “He who owns the payment keeps the customer.” In her blog, ICBA Bancard President & CEO, Tina Giorgio, offers three reasons why community banks should consider offering contactless payments now.
  • Relevant. Innovative. Motivating.

    Jul 25, 2018
    Investing in education and leadership training is vital to preparing the next generation of community bankers and key to any community bank’s succession planning strategy. I recently spoke with Bank of Missouri Community Bank President Aaron M. Panton to find out why he thinks ICBA’s LEAD FWD Summit is a must-attend annual event.
  • Christmas in July ​

    Jul 20, 2018
    The classic Christmas Tale "It's a Wonderful Life" and the inspirational story of community banker George Bailey aren’t relegated to the silver screen or the month of December. ICBA’s National Community Bank Service Awards recognize creative and economic empowerment programs deployed by community banks nationwide every day.
  • Streamlining the Bank Secrecy Act

    Jul 18, 2018
    ICBA recently advanced the debate on modernizing the Bank Secrecy Act in a new white paper.
  • Open Your Eyes

    Jul 11, 2018
    The nation’s tax-exempt credit unions have big plans for their multi-billion-dollar tax subsidy—a nationwide marketing campaign funded by the rest of us.
  • Lead With Vision

    Jul 11, 2018
    Reimagining traditional leadership concepts and pushing the community banking industry forward is imperative to carrying on the incredible legacy of the community banking industry.
  • A Union for the Ages

    Jul 03, 2018
    We are in an era of innovative collaborations—where the marriage between technology and service holds the promise of helping community banks deliver more personalized customer experiences faster than ever before.
  • Celebrating our Independence

    Jul 02, 2018
    Rebeca Romero Rainey: Just as independence matters, what community bankers do matters. So, as we celebrate the birth of our country on July 4, please take time to reflect on about all the ways that being an independent community bank makes you special and valuable to the fabric of our nation’s economic well-being.
  • Clearing the Air Over Cannabis Banking Legislation

    Jun 25, 2018
    Aaron Stetter: ICBA recently supported legislation that would protect the traditional banking system when banking cannabis-related businesses in states where cannabis is legal for medical or recreational use.
  • The Good Fight

    Jun 20, 2018
    Rebeca Romero Rainey: We need a regulatory environment that supports and encourages community banks like Abacus Federal Savings Bank and we need community bankers like the Sung family to stand up for what they believe in and fight for what’s right.
  • Community Bankers: A Free Financial Technology Event Just for You

    Jun 15, 2018
    Kevin Tweddle: Regardless of your size, ICBA has resources to help your community bank develop a strategy for incorporating fintech into your business plan.
  • Planning for Our Industry’s Bright Future

    Jun 08, 2018
    Rebeca Romero Rainey: As a third-generation community banker, I understand the importance of paving the way for future leaders. That’s why I’m excited to be speaking at this year’s LEAD FWD Summit.
  • Prioritize Leadership. Propel Your Career.

    May 31, 2018
    By stopping to focus on our own leadership, we generate the needed grit and creativity to lead forward. If it seems like a challenge to you, accept it. If you already feel confident in your leadership skills, continue to fine-tune them and pass along that knowledge to others. If you’re looking for ways to refine your leadership skills, consider inside and outside sources for support.
  • The Dawn of Artificial Intelligence

    May 30, 2018
    Tina Giorgio: With so many possible applications, it’s hard to predict the path that artificial intelligence will follow. In her latest blog post, ICBA Bancard President and CEO Tina Giorgio examines present-day use cases to see where things are heading.
  • Keep Going

    May 23, 2018
    Rebeca Romero Rainey: We banded together, worked tirelessly for years on end, and achieved substantial regulatory relief via passage of the Economic Growth, Regulatory Relief and Consumer Protection Act.
  • Happy Birthday TCM!

    May 17, 2018
    Damon Moorer: This week TCM Bank celebrates 20 years of service to community banks. It’s remarkable how far we’ve come over this time—providing professionally managed consumer and business agent credit card programs for the nation’s community banks.
  • Strengthening SBA

    May 15, 2018
    Steve Keen: With the nation recognizing Small Business Month in May, the House last week approved pro-community bank legislation to strengthen the Small Business Administration 7(a) program.
  • Pride and Optimism

    May 07, 2018
    Rebeca Romero Rainey: Today is particularly special because we have taken another step toward meaningful community bank regulatory relief by delivering our S. 2155 petition to the House of Representatives.
  • Community Banks: On Your Corner, In Your Corner

    Apr 25, 2018
    “It’s not just about banking. It’s about integrating in those communities,” National Capital Bank CEO Richard Anderson says. Asked how the bank promotes and share’s the ways in which it gives back, Anderson replies: “Historically it’s been more by action than words.”