Main Street Matters ICBA Blog

  • Community Bankers to Influence ThinkTECH Accelerator Solutions

    Jan 17, 2019
    The ICBA ThinkTECH Accelerator bootcamp has begun! Things are moving quickly, and we’re hard at work helping our 10 finalists develop their products and pitches so they’ll be ready to unveil solutions before the nation’s largest gathering of community bankers at ICBA LIVE® in Nashville on March 18.
  • Emergency Credit Union Merger Just Another Power Grab

    Jan 11, 2019
    The only thing “emergency” about the Pentagon Federal Credit Union merger with Progressive Credit Union is the giant alarm it should set off about the latest credit union power grab.
  • It's Bootcamp Time at The Venture Center

    Jan 08, 2019
    Kevin Tweddle: For community bankers, innovation is no longer a buzzword—it’s a state of mind.
  • 2018: A Year of Fresh..

    Dec 21, 2018
    Tina Giorgio: In an e-book published last week by PYMNTS.com, “Fresh” is how I described payments in 2018. I can’t think of a time when we’ve seen as many innovations emerge in this industry than the past 11 months.
  • A New Farm Bill Has Landed

    Dec 20, 2018
    The adoption of the ICBA-backed legislation is quite remarkable given that community bankers and the agricultural community have been told for most of this year that the most likely outcome would be a one-year extension, thus pushing the legislation’s enactment into the next Congress. Passing a new farm bill is good for American agriculture and for community bankers’ ability to provide credit to support their local economies. Here are a few reasons why.
  • Assessment Credits Bring a Happy New Year

    Dec 18, 2018
    With the holidays almost here, community banks recently received some good news that has been years in the making. The FDIC announced that the Deposit Insurance Fund reserve ratio has surpassed 1.35 percent, triggering approximately $750 million in assessment credits for community banks with assets under $10 billion.
  • Agencies Improving Appraisal Regs

    Dec 13, 2018
    The federal banking agencies recently responded to industry requests with a proposed rule to increase the threshold where bankers could use a property evaluation in lieu of a full appraisal—completed by a licensed or certified appraiser—for mortgage loans they retain in portfolio. The agencies are proposing to increase this threshold from $250,000 to $400,000.
  • Shared Values Bring Shared Success

    Dec 10, 2018
    Community bankers, you outdid yourselves in 2018. As we near the end of this significant year in community banking, it is worth taking a moment to look back and reflect on what we’ve achieved together.
  • Career Development: A Priority for Today’s Modern Workforce

    Dec 06, 2018
    Employees expect transparency and want to know their employers’ plans for growth and how they fit in. One way to address this shift in corporate ethos is to make sure that professional development is a part of your community bank’s compensation package.
  • ICBA 2018 Election Analysis

    Nov 07, 2018
    Voters delivered narrow control of the House to Democrats, sharpening oversight of the Trump administration and bringing a raft of new policy initiatives. In a special post-election analysis, ICBA examines key results and what the divided Congress will mean for community banks and the 116th Congress.
  • Investing in the Future of Community Banking

    Nov 02, 2018
    ICBA this week kicked off the next chapter in our journey to create and promote an environment where community banks flourish with the launch of the ICBA ThinkTech Accelerator.
  • Subchapter S Sit-down

    Nov 01, 2018
    ICBA has been working with policymakers to ensure the new Subchapter S tax deduction is workable for community banks. Main Street Matters sat down with ICBA’s Alan Keller, first vice president of legislative policy, and Steve Keen, vice president of congressional relations, to check in on the issue.
  • Do Not be Spooked by Cyber Threats

    Oct 31, 2018
    Today’s cybercrime is masked in various forms and unassuming emails as criminals look to best the system for financial gain.ICBA is doing its part to help community banks address this growing threat—arming our members with information, resources and partnerships to safeguard their institutions and their customers.
  • ICBA Out Front on Community Bank Advocacy

    Oct 10, 2018
    Just as community bankers establish symbiotic relationships with their customers and communities, ICBA and the community banking industry maintain strong bonds with policymakers of all political stripes who write the laws and regulations we live by.
  • Taking Stock of Your Core Processor Relationship

    Oct 05, 2018
    Three banks sound off on using ICBA's Core Processor Resource Guide as a blueprint for managing this complex, critical and expensive technology investment and creating a strategic relationship in line with their business objectives.
  • Three Reasons You’re Not Achieving Your Leadership Goals

    Sep 14, 2018
    Tina Giorgio: Vince Lombardi had it right when he stated that, “Leaders aren’t born, they are made.” Leadership is a process. And, like any process it begins by envisioning a desired outcome and creating a framework of the steps to achieve that outcome. Sometimes there are real obstacles that prevent us from achieving our goals. By conducting a personal evaluation, we can often identify and address things that are standing in our way.
  • Regulatory Developments—August in Review

    Sep 07, 2018
    Although August is typically a sleepy month in D.C., policymakers were still hard at work last month—which meant that the ICBA’s regulatory affairs team was also hard at work keeping up with the latest developments.
  • Does Your Bank Have a Learning Culture?

    Sep 04, 2018
    The community banking industry is accustomed to required annual training mandates but the recent evolution in employment benefits makes learning a compelling non-salary reward. There is no one-size-fits-all program for community banks, so your bank has the creative flexibility to enhance and enrich its own training program in countless ways.
  • Take-Home Lessons: My Summer as an ICBA Intern

    Aug 28, 2018
    ICBA summer intern Natalie Hockaday gets a lesson on the role community banks play in helping local neighborhoods thrive and offers advice for bankers hoping to connect with millennials.