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Main Street Matters Blog

Find out what's happening in communities across America, from grassroots advocacy efforts, to fintech innovations and everyday successes of Main Street banks.

Main Street Matters

Recent Blog Posts

ThinkTECH Accelerator: Through the Lens of a Mentor

Sep 26, 2019
ICBA Bancard President and CEO Tina Giorgio reflects on her experiences as a mentor in the ICBA ThinkTECH Accelerator program.

Digital Payments: Defining Opportunities for Community Banks

Sep 24, 2019
The payments landscape continues to evolve. Whereas checks and cash were the dominant payments instruments 40 years ago, today digital payments are becoming an increasingly popular way to pay, and a driving force in the evolution of the relationship between customers and their banks.

Seven Questions to Ponder for Successful Fintech Partnerships

Sep 12, 2019
ICBA's Kevin Tweddle offers questions to ponder before entering into a fintech partnership.

Value of the FedNow Service for Community Banks

Sep 9, 2019
The Federal Reserve’s development of the FedNow Service provides the opportunity for all banks—both large and small—to capitalize on the value of faster payments and brings significant benefit to community banks and the businesses and consumers they serve.

In it for the Long Haul

Sep 9, 2019
With Labor Day behind us and summer coming to its unofficial end, now is a good time to reflect on what the community banking industry has achieved so far this year in the advocacy arena—and what remains to be done this fall. Fortunately for the local communities we serve, community banks have followed the historic successes of 2018 with many notable policy victories.

Assessment Credits Finally Paying Off

Sep 6, 2019
The FDIC announced that the Deposit Insurance Fund reserve ratio has reached 1.38 percent, triggering the distribution of approximately $764 million in assessment credits for community banks with assets under $10 billion.

Preparing for the Unexpected

Aug 30, 2019
In honor of National Preparedness Month, ICBA's Jeremy Dalpiaz offers sage advice on preparing for the unexpected to help lessen the long-term impact and expedite recovery.

ICBA ThinkTECH Accelerator 2.0 Selection Process

Aug 29, 2019
The anticipation is mounting as the September 30 deadline nears for early-stage and startup fintechs to submit their applications to be a part of ICBA ThinkTECH Accelerator 2.0, powered by The Venture Center.

ICBA Accelerator: Fueling Community Bank Innovation

Aug 22, 2019
ICBA's Kevin Tweddle talks with Chris Johnson of First Financial Federal and Brad Bolton of Community Spirit Bank about engaging with fintechs to deliver next-generation innovation to match consumers’ evolving digital expectations.