Bank Compliance Center

In today’s banking environment as soon as one big new regulation is implemented another pops up. ICBA’s compliance training opportunities and exceptional resources, online and offline, will help your community bank stay informed and one step ahead of the regulators.

Recent Compliance News

Apr 19, 2024 | NewsWatch Today
ICBA whitepaper explores trends in fair lending and redlining practices

A new ICBA whitepaper provides an in-depth look at current trends in fair lending and the scrutiny of redlining practices.

Apr 9, 2024 | NewsWatch Today
CFPB reports on credit reporting violations as it considers rulemaking

The Consumer Financial Protection Bureau issued a report on accuracy problems in the credit reporting system.

Apr 8, 2024 | NewsWatch Today
CFPB monitoring use of mortgage discount points

The Consumer Financial Protection Bureau said it is monitoring the increase in homebuyers paying “discount points” in recent years.

Apr 5, 2024 | NewsWatch Today
CFPB report targets financial transactions in video games

The Consumer Financial Protection Bureau issued a report examining the growth of financial transactions in online video games and virtual worlds.

Upcoming Compliance Training
May 7, 2024 | Institute - Live

BSA/AML Institute

Jun 3, 2024 | Webinar

Q2: Regulatory Compliance Updates

Jun 4, 2024 | Institute - Livestream

Compliance Institute

Compliance Question of the Week

Question: Which compliance regulations require training?


While training is highly suggested for all compliance regulations, several regulations specifically have the training requirement codified.

While the frequency of training may vary, examples of when most banks commonly train include: annual training for all applicable employees; when monitoring dictates lack of knowledge or violations; as required for changes to policies and procedures; when the security program is revised or updated, when regulations are updated, and when new products or services are released by the bank. Regulations that require training include:

Regulation CC;
Bank Secrecy Act;
Bank Protection Act – the act that handles robbery and physical security of bank and employees;
Privacy - Interagency Guidelines Establishing Information Security Standards
Fair Credit Reporting Act for Identity theft red flags 

Reference: Regulation CC: 12 CFR 229.19(f) Bank Secrecy Act: 1020.210 Bank Protection Act (Minimum Security Devices and Procedures): FDIC 12 CFR 326.3; FED 12 CFR 208.61; OCC 12 CFR 21 Privacy - Interagency Guidelines Establishing Information Security Standards Fair Credit Reporting Act – Interagency Guidelines Concerning the Accuracy and Integrity of Information Furnished to Consumer Reporting Agencies; ID theft red flag rules SAFE Act 12 CFR 1008






Compliance Vault

The ICBA Compliance Vault is now available as a member benefit to all ICBA members.

The Compliance Vault is a reliable search tool that helps you find answers to your regulatory compliance questions, with access to over 2,500 Q&As, select online courses, and documents.

Learn more & open the vault

Compliance Resources

Online Training

Compliance Certificate Program

Online Certificates

This certificate program consists of four critical learning areas (29 total courses). Each course includes an exam and then one final comprehensive exam at the end. This program takes approximately 20 hours to complete.

The Compliance Certificate is for individual learners only and is not available for bank-wide use. Purchasers of the individual certificate will have access to the program for 365 days from the date of purchase. Certificates cannot be transferred to another user.

Course Listing:

Area 1: Lending

  • Introduction to Lending Compliance
  • Regulation Z: Overview
  • Regulation Z: Closed-end Credit (Non-Real Estate)
  • Regulation Z: Closed-end Credit (Real Estate)
  • Regulation Z: Open-end Credit (Non-Real Estate)
  • Regulation Z: Open-end Credit (Real Estate)
  • RESPA: Overview
  • Regulation B: Equal Credit Opportunity Act - Overview
  • Regulation B: Adverse Action
  • Fair Lending: Overview
  • Home Mortgage Disclosure Act: In Depth
  • Flood Disaster Protection Act
  • Regulation O: Insider Lending – In Depth
  • Military Lending Act

Area 2: Deposits

  •  Introduction to Deposit Compliance
  • Regulation E: Overview
  • Regulation E: Liability & Error Resolution
  • Regulation DD: Truth in Savings Act in Depth
  • Regulation CC: Funds Availability Act – In Depth

 Area 3: Operations

  • Understanding UDAAP
  • Regulation BB: Community Reinvestment Act
  • Red Flags Identity Theft Prevention Program
  • Regulation P: Consumer Privacy – In Depth
  • FCRA: Affiliate Marketing
  • FCRA: Overview
  • FCRA: Risk Based Pricing

 Area 4: BSA

  • Bank Secrecy Act – BSA & Compliance Officers
  • Bank Secrecy Act – Red Flags
  • Bank Secrecy Act – Customer Due Diligence & Beneficial Ownership

CPE Credits: 21

$499 / ICBA Members

$1,499 / Non-Members