Top-tier education for the nation's community bankers.

After years of navigating a challenging interest rate landscape—with shrinking margins and rising funding costs—2025 brought a welcome turning point: expanding margins and stronger earnings. Yet as we move through this easing cycle, one pressing question looms: What comes next?

With the Federal Reserve having delivered 175 basis points of rate cuts from late 2024 through 2025, senior management and ALCOs continue to face the dual challenges of uncertainty and volatility. Will the Fed achieve a soft landing, or could the US economy tip into recession in 2026? While the path forward remains unclear, policymakers have signaled the potential for additional rate cuts—making strategic planning more crucial than ever.

This seminar is designed for CEOs, CFOs, and investment officers ready to take control of the next rate cycle. Learn how to protect your balance sheet, optimize margins, and strengthen your investment portfolio amidst uncertainty. Join us for an engaging, forward-looking discussion on:

• Economic and Market Update
• The Fed’s Next Moves
• Industry Trends
• Regulatory Hot Topics and Focus Items
• Interest Rate Risk Management Best Practices
• Liquidity Risk Management Best Practices
• Investment Portfolio Strategies for Today’s Environment

CRA Foundations for Small Banks is a dynamic, hands-on seminar designed to equip participants with a practical understanding of Community Reinvestment Act (CRA) requirements tailored specifically to small institutions. 

The session covers core concepts such as assessment areas, qualifying activities, and examiner expectations, with focused guidance on the Small Bank Lending Test performance standards—including Loan-to-Deposit (LTD) ratio, assessment area concentration, geographic and borrower distribution, and response to CRA-related complaints. 

Through interactive discussions and real-world exercises, attendees will gain actionable insights and tools to confidently build and manage an effective CRA compliance program.

Community banks are continually seeking ways to grow core deposits, increase non-interest income, and deepen business customer relationships. Treasury Management has become a strategic driver of all three.

This seminar provides a practical roadmap for developing, marketing, implementing, and optimizing treasury management services that help businesses manage cash flow, improve operational efficiency, enhance fraud protection, and strengthen liquidity management. Participants will explore today's most valuable treasury solutions, effective sales and onboarding strategies, implementation best practices, and emerging trends that are shaping the future of treasury management.

Whether you are responsible for business banking, treasury management, operations, technology, sales, marketing, or executive leadership, you will gain actionable insights to help your institution generate additional fee income, attract deposits, enhance customer relationships, and remain competitive in an increasingly digital payments environment. 

Learning Objectives:

• Understand the Treasury Management services available in the market.
• Identify Treasury Management services your business customers are asking for and which services you need to offer to businesses based on industry.
• Understand the ideal organizational design for Treasury Management services for your institution.
• Implement ideas on how to market and brand your Treasury Management services.
• Choose the right digital payment strategy for businesses.