Compliance Certificate Program

The ICBA Education Compliance Certificate Program is designed to give community bankers the knowledge and skills they need to become experts in bank compliance. They will learn to explain the role of community bankers in bank compliance, identify the regulations governing community banking, and identify the requirements of the laws governing community banks.

This certificate program consists of four critical learning areas (29 total courses). Each course includes an exam and then one final comprehensive exam at the end. This program takes approximately 20 hours to complete.

The Compliance Certificate is for individual learners only and is not available for bank-wide use. Purchasers of the individual certificate will have access to the program for 365 days from the date of purchase. Certificates cannot be transferred to another user.

Course Listing:

Area 1: Lending

• Introduction to Lending Compliance
• Regulation Z: Overview
• Regulation Z: Closed-end Credit (Non-Real Estate)
• Regulation Z: Closed-end Credit (Real Estate)
• Regulation Z: Open-end Credit (Non-Real Estate)
• Regulation Z: Open-end Credit (Real Estate)
• RESPA: Overview
• Regulation B: Equal Credit Opportunity Act - Overview
• Regulation B: Adverse Action
• Fair Lending: Overview
• Home Mortgage Disclosure Act: In Depth
• Flood Disaster Protection Act
• Regulation O: Insider Lending – In Depth
• Military Lending Act

Area 2: Deposits

•  Introduction to Deposit Compliance
• Regulation E: Overview
• Regulation E: Liability & Error Resolution
• Regulation DD: Truth in Savings Act in Depth
• Regulation CC: Funds Availability Act – In Depth

 Area 3: Operations

• Understanding UDAAP
• Regulation BB: Community Reinvestment Act
• Red Flags Identity Theft Prevention Program
• Regulation P: Consumer Privacy – In Depth
• FCRA: Affiliate Marketing
• FCRA: Overview
• FCRA: Risk Based Pricing

 Area 4: BSA

• Bank Secrecy Act – BSA & Compliance Officers
• Bank Secrecy Act – Red Flags
• Bank Secrecy Act – Customer Due Diligence & Beneficial Ownership