Bank Director Program

Director News

Featuring insights from industry experts, and highlighting the best upcoming Community Banker University events, Bank Director News is an essential resource for today’s community bank director.

Bank Director Program
May/June 2021 Issue

Exclusive Bank Director Newsletter

Liquidity Strategies for Illiquid Community Bank Stocks

Jun 8, 2021
The fundamental duty of community bank directors and executive officers is to enhance shareholder value. One of the key tenets of enhancing shareholder value is providing actual common stock liquidity. In this regard, liquidity is defined as the ability of a shareholder to convert their shares to cash at a fair price in a timely manner.

FDIC Continues to Encourage Consumers to #GetBanked

Jun 8, 2021
As part of its ongoing efforts to expand financial inclusion, the Federal Deposit Insurance Corporation’s (FDIC) #GetBanked campaign encourages consumers to consider opening a checking account that can result in access to safer and lower-cost financial products.

Business Continuity and Disaster Recovery—Let’s Cut to the Chase

Jun 8, 2021
Business continuity and disaster recovery are essential to an operation’s contingency plan. Following these established fundamentals can help increase your organization’s resilience.

Munis for the many: Taxable municipal bonds have appeal for nearly all community banks.

Jun 8, 2021
Chances are, your bank’s portfolio has been affected by declining portfolio conditions, erratic cash flows, call option exposure, or paltry yield spreads over the past year. The wild ride in interest rates kept producing surprises for the bond portfolio, and, in truth, about the only thing positive to be said is that prices rose—then declined—over that period.

Do’s, Don’ts, and Maybes: Rules to Streamline Portfolio Management

Apr 21, 2021
If my recent aggregate conversations with investment managers are an indication, there is still a lot of seat-of-the-pants decision making going on out there when it comes to portfolio strategies. And I hasten to add this is not a criticism; it’s merely an observation. Why should we expect anything else?

Bankers Don’t Foresee Full Economic Recovery Until 2022 or Later

Apr 21, 2021
Despite some improvements in outlook, bank leaders continue to be wary about the prospects for an economic recovery in 2021. Two-thirds stated the economy will not fully recover until at least 2022 or later—with 43% saying recovery will happen in 2022 and 23% indicating it will come after 2022.

Data Matters: Collect, Analyze, Utilize

Apr 21, 2021
Data matters and it can drive better service. If you truly want to connect and care for customers, data needs to be part of your solution. As a consumer we are conditioned to give out certain personal information when making a purchase or when seeking to have a customer service need met. We can use those pieces of information on future interactions with customers.

Is Your Board an “Asset” or an “Audience”?

Feb 19, 2021
Some boards function as little more than an audience for management while others serve the institution as a true asset. Here’s how you can tell the difference.

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