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Upcoming Events

August 05 - August 07, 2019
August 07, 2019
BSA/AML Institute* - CO - SOLD OUT
Event Type: Seminar/Institutes
Featured on Homepage, Executive C-Suite Training, Compliance, BSA Certification
Denver, CO
August 14 - August 15, 2019
August 15, 2019
Vendor Management - MN
Event Type: Seminar/Institutes
Featured on Homepage, Security, Operations, Executive C-Suite Training, Director, Compliance, Bank Director Program, Auditing
Minneapolis, MN

Question of the Week

  • QUESTION: Under the Children’s Online Privacy Protection Act (COPPA), what is meant by parental consent?


    The Children’s online protection act uses the term “verifiable parental consent” which means:  any reasonable effort (taking into consideration available technology), including a request for authorization for future collection, use, and disclosure described in the notice, to ensure that a parent of a child receives notice of the operator's personal information collection, use, and disclosure practices, and authorizes the collection, use, and disclosure, as applicable, of personal information and the subsequent use of that information before that information is collected from that child.

    The Federal Trade Commission’s rule refers to “obtaining verifiable consent” which means making any reasonable effort to ensure that before personal information is collected, a parent of the child receives notice of the operator’s personal information collection, use, and disclosure practices and authorizes any collection and use. The FTC rule, under section 312.5, includes a section on methods for verifiable parental consent.

     Reference: 15 USC 6501: Definitions (chapter 91); FTC 16 CFR 312.2, 312.5, & 312.6