Chrystina (Tina) M. Giorgio is president and CEO of ICBA Bancard®, the largest national credit card program exclusively for the nation’s community banks. Tina joined ICBA in 2016 and focuses on developing strategies to leverage the brand among current and new customers. A former community banker with 30 years of experience, she served in senior leadership roles for nearly two decades at Sandy Spring Bank in Maryland, most recently as senior vice president of deposit operations and digital delivery. Her expertise also includes payment systems, digital banking, risk and fraud, vendor management, marketing, and client service. In addition, Tina has served on several boards and committees with the Federal Reserve, NACHA, and other industry organizations.
Tina holds a Master of Business Administration from UMass Amherst Eisenberg School of Business and a Bachelor of Science in business management from the University of Maryland University College and completed graduate work at the BAI program in Operations and Technology Management for Banking and Financial Services at Vanderbilt University. She has been an Accredited ACH Professional (AAP) since 1993.