ICBA Announces 2023-24 Executive Committee

Mar 16, 2023
The Independent Community Bankers of America today announced the election of its 2023-24 Executive Committee during the 2023 ICBA LIVE national convention in Honolulu.

NCUA considering ICBA-opposed subordinated debt today

Mar 16, 2023 | NewsWatch Today
With the National Credit Union Administration meeting today on a rule to relax restrictions on issuing subordinated debt, a former NCUA official raised concerns in a recent blog post.

FedNow Service will launch in July

Mar 16, 2023 | NewsWatch Today
The Federal Reserve is scheduled to launch its FedNow Service in July, Fed officials announced at ICBA LIVE 2023 in Hawaii.

Incoming ICBA Chairman Derek Williams: Community Banking Light Continues to Burn Bright

Mar 16, 2023 | Press Release
Incoming Independent Community Bankers of America Chairman Derek Williams urged community banks attending ICBA LIVE to fuel a legacy of compassion, courage and commitment that attracts and inspires others and illuminates the path forward.

Passwordless Authentication: The Next Ecosystem?

Mar 16, 2023 | Bancard Confidential
It has been a continuous conversation over the past several years, and one that is gaining further momentum with each reported data breach—when, or should, banks shift to passwordless authentication?

Build Up Your Protections

Mar 16, 2023 | Bancard Confidential
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.

How Visa’s Updated Compelling Evidence Rule Impacts Community Banks

Mar 16, 2023 | Bancard Confidential
Fraud remains a pervasive and growing problem for community banks—with tangible losses. According to a survey from LexisNexis Risk Solutions, every dollar lost to fraud costs U.S. financial services firms $4.23, 16 percent higher than in 2020.

Customers as a First Line of Defense

Mar 16, 2023 | Bancard Confidential
As the payment card industry continues to strengthen its overall fraud posture with the introduction of security features like machine learning fraud detection, chip cards, EMV 3DS (previously termed 3DS 2.0), and one-time passcodes, criminals have resorted to classic techniques such as social engineering to successfully perpetrate account takeover attempts.

Preventing Mobile Fraud in Nine Steps

Mar 16, 2023 | Bancard Confidential
As consumer smart phone adoption has grown over the years, so has the share of online purchases transacted via mobile devices—and with it, incidents of fraud.

Closing The Digital Divide, Opening New Threats

Mar 16, 2023 | Bancard Confidential
While cash is still considered to be the most secure form of payment by merchants and consumers, there are a litany of options—including checks, credit and debit cards, wire transfers, and ACH payments—and more recently, new and innovative solutions are emerging—further altering the payments ecosystem.

ICBA’s Romero Rainey: Community Bank-Focused Advocacy, Innovation, Education Will Light the Way

Mar 15, 2023 | Press Release
During her keynote speech at ICBA LIVE, Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey today told community bankers that ICBA’s advocacy, education and innovative efforts are driven by community banks' passion to succeed for their customers and communities.

ICBA Commends Federal Reserve for Reviewing Silicon Valley Bank Oversight

Mar 14, 2023 | Press Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on today’s announcement from the Federal Reserve.

ICBA: Silicon Valley Bank and the Nation’s Largest Banks Are Not Community Banks

Mar 13, 2023 | Press Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued this response following a joint statement released from the Treasury Department, FDIC, and Federal Reserve following Friday’s closure of Silicon Valley Bank.

ICBA LIVE Kicks Off Today: “Light the Fire. Light the Way” Illuminates the Path Forward for Community Banks

Mar 13, 2023 | Press Release
Starting today, community bankers and industry leaders from across the country will gather for the 2023 Independent Community Bankers of America (ICBA) national convention, ICBA LIVE, at Hilton Hawaiian Village Waikiki Resort.

ICBA voicing community bank resiliency amid banking industry developments

Mar 13, 2023 | NewsWatch Today
Amid a series of developments following the closure of Silicon Valley Bank on Friday, ICBA said it is ensuring the community banking voice is being heard while it reminded consumers they can bank with confidence at a community bank.

House committee starts flood insurance reauthorization process

Mar 13, 2023 | NewsWatch Today
The House Financial Services Committee kicked off its efforts to reauthorize the National Flood Insurance Program before it expires Sept. 30.

CFPB seeking input on impact of mortgage loan originator rules

Mar 13, 2023 | NewsWatch Today
The Consumer Financial Protection Bureau requested feedback on the economic impact of its mortgage loan originator rules on small mortgage companies.

ICBA, groups urge Congress to oppose proposed tax hikes

Mar 13, 2023 | NewsWatch Today
ICBA and other groups called on Congress to oppose the more than $4 trillion in proposed tax increases targeting Main Street businesses in the Biden administration’s new fiscal 2024 budget.

ICBA: Consumers Can Bank with Confidence at Community Banks

Mar 11, 2023 | Press Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued a statement on today’s bank closure.

Latest ICBA podcast spotlights cybersecurity collaboration

Mar 10, 2023 | NewsWatch Today
The latest episode of ICBA’s “Independent Banker” podcast spotlights cybersecurity collaborations and how to turn vendor relationships into true partnerships to maximize value.