Independent Banker: Community banks step up after California wildfires

Jul 8, 2025 | NewsWatch Today
The latest Independent Banker magazine details how community banks stepped up to help employees, customers, and neighbors after wildfires devastated areas of Southern California.

OCC: Texas banks affected by flooding can close

Jul 8, 2025 | NewsWatch Today
The OCC issued a proclamation allowing national banks, federal savings associations, and federal branches and agencies of foreign banks to close offices in areas of Texas affected by flooding.

Georgia approves Stripe application to form MALPB

Jul 8, 2025 | NewsWatch Today
The state of Georgia approved Stripe’s application for a merchant acquirer limited purpose bank charter, or MALPB.

ICBA ThinkTECH Accelerator Showcase Returns to GSBC, Connecting Fintechs with Future Community Leaders

Jul 8, 2025 | Press Release
The Independent Community Bankers of America (ICBA) announced its upcoming ICBA ThinkTECH Accelerator program showcase will once again take place at the Graduate School of Banking at Colorado (GSBC). The event, set for July 17, marks the culmination of the latest Accelerator program (AP9), a 10-week collaborative experience designed to foster fintech-community bank partnerships that advance community bank innovation.

Independent Banker highlights exceptional lenders

Jul 7, 2025 | NewsWatch Today
High-performing community bank lenders use innovation and relationship-based banking to support their customers, as detailed in the latest Independent Banker magazine.

Budget reconciliation bill with pro-community bank policies signed into law

Jul 7, 2025 | NewsWatch Today
President Donald Trump signed into law the One Big Beautiful Bill Act budget reconciliation package after the House of Representatives passed it on a 218-214 vote.

FDIC publishes consumer compliance supervisory highlights

Jul 7, 2025 | NewsWatch Today
The FDIC published its annual Consumer Compliance Supervisory Highlights, which includes a summary of the overall consumer compliance performance of FDIC-supervised institutions in 2024, the most frequently cited violations, and an overview of consumer complaint trends.

ICBA Thanks Congress for Passing Community Bank Legislative Priorities in One Big Beautiful Bill Act

Jul 3, 2025 | Press Release
Independent Community Bankers of America (ICBA) President and CEO Rebeca Romero Rainey issued the following statement on congressional passage of the One Big Beautiful Bill Act budget reconciliation package.

CFPB confirms plan to issue new rule on 1071, extend deadlines

Jul 3, 2025 | NewsWatch Today
The Consumer Financial Protection Bureau said it plans to issue new Section 1071 rulemaking as soon as possible and has extended compliance deadlines for most entities by one year—an extension designed to protect lenders that are not members of ICBA and not otherwise protected by the current stay.

2025 Summer Internship Diaries - Vol. 2

Jul 1, 2025 | Articles (News)
The interns and a few other members of the ICBA team joined in on some team building activities with teambuilding.com!

New ICBA Polling Shows Public Support for Policy Efforts Targeting Check Fraud

Jul 1, 2025 | Press Release
Following federal banking regulators’ recently issued request for information on potential agency actions to address check fraud and other forms of payments fraud, the Independent Community Bankers of America (ICBA) today announced polling results showing Americans support policy efforts to take on the scourge of check fraud.

ICBA shares community bank digitalization priorities with OCC

Jun 27, 2025 | NewsWatch Today
ICBA said the OCC should adopt a modernized and responsive regulatory framework that enables responsible innovation while preserving the safety and soundness of the financial system.

FATF: Stronger action needed to stem digital asset risks

Jun 27, 2025 | NewsWatch Today
The Financial Action Task Force said stronger action is needed to safeguard the integrity of the international financial system from the risks posed by virtual assets.

Agencies issue 2025 list of CRA geographies

Jun 27, 2025 | NewsWatch Today
Federal banking regulators issued the 2024 list of distressed or underserved nonmetropolitan middle-income geographies.

Nissan is latest automaker to apply for ILC charter

Jun 25, 2025 | NewsWatch Today
Nissan this week became the latest automaker to apply to form an industrial loan company in Utah.

New BIS report raises concerns with stablecoins

Jun 25, 2025 | NewsWatch Today
The Bank for International Settlements said that while tokenization can enhance efficiency and open new possibilities in cross-border payments and securities markets, stablecoins pose a risk to financial stability and monetary sovereignty without regulation.

FHA seeks input on the effect of BNPL loans on housing affordability

Jun 25, 2025 | NewsWatch Today
The Federal Housing Administration published a request for information regarding “buy now, pay later” unsecured debt.

House passes ICBA-supported bill to restrict mortgage ‘trigger leads’

Jun 24, 2025 | NewsWatch Today
The House of Representatives passed ICBA-advocated legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.

ICBA to CFPB: Section 1033 should not be mandated for community banks

Jun 24, 2025 | NewsWatch Today
ICBA told the Consumer Financial Protection Bureau that community banks already meet the requirements of Section 1033 of the Dodd-Frank Act by providing consumers with electronic access to their financial data through online banking portals and mobile apps—and the statute only mandates data access directly to consumers, not third parties.

Fed’s Bowman: Community bank leverage ratio should be recalibrated

Jun 24, 2025 | NewsWatch Today
Federal Reserve Vice Chair for Supervision Michelle Bowman said the Fed should reconsider capital requirements for a wide range of banks, including the calibration of the community bank leverage ratio.