Innovation never stops, but regulatory considerations can impede progress if not properly accounted for and managed. That’s why it’s crucial to create dedicated spaces where innovators, regulators, and policymakers can form a brain trust to address technology adoption challenges in the financial industry.

Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025. You can be forgiven for rolling your eyes if you’ve heard this.

One of financial institutions’ biggest concerns when considering digital tools such as artificial intelligence, automation, or data platforms is verifying your institution and customer data remain secure. The trust needed with your vendors and platforms require much more diligence, awareness, and monitoring than when you favored an on-premises infrastructure where your team managed the controls, patching, user access, provisioning, and configuration.

Did you know that when a learner completes a course and passes the test, they can review the questions they answered correctly and view the correct answer for any they missed?

The Treasury yield curve is a critical financial indicator that depicts the relationship between interest rates and the maturity dates of U.S. government debt. Typically, the yield curve slopes upward, reflecting higher yields for long-term securities compared to short-term ones.

With the Federal Reserve rescheduling until July 14 the Fedwire Funds Service’s conversion to the ISO 20022 message format, community banks have four extra months to ensure they are ready. Fortunately, there are a variety of resources available to help ensure a successful transition.

ICBA stives to provide best-in-class training for community banks. We want to be sure we have what you need as well as what you want. We would appreciate it if you could take two minutes to answer seven questions. We will use this information to plan future online courses and system features.

With a new Congress and administration arriving in Washington, ICBA and the nation’s community banks face a momentous opportunity to make significant changes to a regulatory system that is flat-out broken.

Most representatives of the broker-dealer industry have been suggesting to their customers, especially community banks, that their collection of bonds could be situated to perform pretty well in 2025.

As the number of acquisitions of community banks by credit unions skyrocketed at a shocking rate in 2024, ICBA has rightfully sounded the alarm to legislators and regulators. As a community banker, an S Corporation bank leader, and an Employee Stock Ownership Plan (ESOP) bank owner, this issue presents a real and present danger to my community and local communities nationwide.