At Halfway Point of 2025, ICBA Marks Significant Advocacy Successes

Jun 30, 2025
On the heels of our recent Capital Summit, in which hundreds of community bankers traveled to Washington to meet with policymakers, it is worth pausing to reflect on our successes as well as the many advocacy priorities we continue to advance under our ambitious “Repair, Reform, and Thrive” plan.

Online Course Newsletter – June 2025

Jun 24, 2025
Did you know that the ICBA Online Training Custom Plan allows you to track in-house and third party training inside the Learning Management System? For those of you who subscribe to the Bank Compliance Bundle Plan or the Standard Plan, are you tired of keeping a separate spreadsheet of the “other” training that is done at the bank?

Vigilante justice?

Jun 4, 2025
While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness in the activity. Starting even before the Trump administration’s trade policy tariffs went into effect on April 2, the “Bond Vigilantes,” a nebulous gang of institutional debt investors, started shooting up the place.

Combating Fraud: One Attack at a Time

Jun 4, 2025
In periods of uncertainty, the only certainty is that risk increases. In statistical analysis risk is defined by a growing variance level. The wider the swings recorded between a bottom and top boundary determines the risk level. Recently, we have all watched the stock market vary widely on a daily and week-to-week basis. Part of the fluctuations have been caused by the talk of and decisions made regarding international trade tariffs. Understanding how the current policy movements surrounding the tariffs affect your bank is critical right now.

Tariff Impacts on Credit Risk: What Bank Boards Need to Know

Jun 4, 2025
In periods of uncertainty, the only certainty is that risk increases. In statistical analysis risk is defined by a growing variance level. The wider the swings recorded between a bottom and top boundary determines the risk level. Recently, we have all watched the stock market vary widely on a daily and week-to-week basis. Part of the fluctuations have been caused by the talk of and decisions made regarding international trade tariffs. Understanding how the current policy movements surrounding the tariffs affect your bank is critical right now.

Online Course Newsletter – May 2025

May 20, 2025
The regulatory environment is changing daily. Proposed rules are often stalled and no longer move forward to finalization. Even when rules are finalized, they may be rescinded shortly after. This constant back and forth makes it hard to know which rules to follow. At ICBA we work diligently to ensure that our training is up to date with the current requirements.

Vigilante justice?

May 2, 2025
While it will possibly take months and even the rest of the year to see the full shakeout, April 2025 was a laboratory for market efficiency. Some might contend there was an element of ruthlessness in the activity. Starting even before the Trump administration’s trade policy tariffs went into effect on April 2, the “Bond Vigilantes,” a nebulous gang of institutional debt investors, started shooting up the place.

From Volatility to Vision: Guiding Bank Performance Through Economic Cycles

Apr 30, 2025
As the economic landscape continues to shift rapidly, the ability to navigate unforeseen macroeconomic changes is essential for a bank’s long-term success and the preservation of franchise value.

Why Your Community Bank Needs a Disaster Recovery Plan

Apr 30, 2025
It’s not news that the number and severity of natural disasters in the U.S. has been increasing significantly in recent years. These events can be personally and economically devastating to local communities, and it’s important that community banks are prepared to help both themselves and the people they serve.

The importance of information when building customer relationships at community banks

Apr 30, 2025
The community banking industry is undergoing a significant digital transformation. While large financial institutions have long used data analytics to drive customer engagement, community banks are now recognizing the value and importance of leveraging information and data to strengthen relationships with their customers.