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ICBA released a high-level summary of the recently released interagency final rule to reform Community Reinvestment Act regulations ahead of an upcoming ICBA briefing on the rule.
New Summary: ICBA’s four-page summary breaks down the nearly 1,500-page rule for banks that qualify under the small, intermediate, and large bank asset thresholds. It also details the new retail lending test and rules on assessment areas.
ICBA Briefing: ICBA is also set to hold a complimentary briefing on the rule this month. Scheduled for 3 p.m. (Eastern time) Thursday, Nov. 16, the briefing will feature an overview of the rule and time for Q&A.
Comprehensive Summary: ICBA is developing a longer, more comprehensive summary for community bankers.
ICBA Response: In a national news release last week, ICBA said the CRA rule includes some beneficial changes, but it is concerned about disproportionate implementation costs for community banks.
More Information: Additional resources, including staff memoranda and statements from regulators, are available on the Federal Reserve and FDIC board meeting pages.
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