Payments

The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments News

New ICBA Polling Shows Public Support for Policy Efforts Targeting Check Fraud

Jul 1, 2025 | Press Release
Following federal banking regulators’ recently issued request for information on potential agency actions to address check fraud and other forms of payments fraud, the Independent Community Bankers of America (ICBA) today announced polling results showing Americans support policy efforts to take on the scourge of check fraud.

FATF: Stronger action needed to stem digital asset risks

Jun 27, 2025 | NewsWatch Today
The Financial Action Task Force said stronger action is needed to safeguard the integrity of the international financial system from the risks posed by virtual assets.

New BIS report raises concerns with stablecoins

Jun 25, 2025 | NewsWatch Today
The Bank for International Settlements said that while tokenization can enhance efficiency and open new possibilities in cross-border payments and securities markets, stablecoins pose a risk to financial stability and monetary sovereignty without regulation.