The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments Access, Choice, and Governance

Apr 14, 2021, 10:22 AM
Title : Payments Access, Choice, and Governance
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Categories : Payments
Payments Access

Letters and Testimonies

Apr 9, 2021, 14:13 PM
Title : Letters and Testimonies
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Categories : Payments
Letters and Testimony

Payments Strategy Guide

Apr 7, 2021, 11:55 AM
Title : Payments Strategy Guide
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Categories : Payments
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Credit Card and Debit Cards, Card Regulation, and Other Related Topics

Mar 31, 2021, 15:44 PM
Title : Credit Card and Debit Cards, Card Regulation, and Other Related Topics
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Categories : Community Banker University
Online Training
Related pages : Online Training

Payments News

ICBA urging grassroots messages opposing Durbin Amendment expansion

Sep. 23, 2022

With ICBA-opposed legislation to expand on the Durbin Amendment now introduced in both the House and Senate, ICBA is calling on community bankers to continue the grassroots campaign against the anti-consumer bill.

Grassroots Alert: Community bankers can continue using ICBA’s Be Heard grassroots action center to oppose the Credit Card Competition Act of 2022 (S. 4674/H.R. 8874). The bill would require banks with over $100 billion in assets to offer merchants at least two networks to process credit cards, at least one of which cannot be owned by Visa or Mastercard.

ICBA Opposition: As ICBA has said in a national news release, letters to the House and Senate, and a Main Street Matters blog post, the bill would force a costly overhaul of payments systems, restrict access to credit card services, end popular rewards programs, and put merchants in charge of credit card security—solely to benefit large retailers like Amazon and Walmart.