Main Street Matters Blog

Meeting The Venture Center team and our 10 finalists inspired me, and I am confident that all community bankers stand to benefit from this ICBA investment in the future. It’s a real gamechanger for our industry.

When searching for new vendors or even managing your existing vendor relationships, nothing in the digital realm can quite compare to the personal connections that are forged at trade shows and exhibitor halls via tried and true, face-to-face interaction. ICBA Chief Operating Officer Kevin Tweddle shares some of the tips and tricks he's learned over his 30+ year career to ensure that when you visit your next trade show that you "expo like a pro".

While ICBA continues working to minimize the negative impact of CECL on community banks, we have been instrumental in making significant progress since FASB began proposing an expected-loss impairment model in the wake of the financial crisis.

The ICBA ThinkTECH Accelerator bootcamp has begun! Things are moving quickly, and we’re hard at work helping our 10 finalists develop their products and pitches so they’ll be ready to unveil solutions before the nation’s largest gathering of community bankers at ICBA LIVE® in Nashville on March 18.

The only thing “emergency” about the Pentagon Federal Credit Union merger with Progressive Credit Union is the giant alarm it should set off about the latest credit union power grab.

Kevin Tweddle: For community bankers, innovation is no longer a buzzword—it’s a state of mind.

The adoption of the ICBA-backed legislation is quite remarkable given that community bankers and the agricultural community have been told for most of this year that the most likely outcome would be a one-year extension, thus pushing the legislation’s enactment into the next Congress. Passing a new farm bill is good for American agriculture and for community bankers’ ability to provide credit to support their local economies. Here are a few reasons why.

With the holidays almost here, community banks recently received some good news that has been years in the making. The FDIC announced that the Deposit Insurance Fund reserve ratio has surpassed 1.35 percent, triggering approximately $750 million in assessment credits for community banks with assets under $10 billion.

The federal banking agencies recently responded to industry requests with a proposed rule to increase the threshold where bankers could use a property evaluation in lieu of a full appraisal—completed by a licensed or certified appraiser—for mortgage loans they retain in portfolio. The agencies are proposing to increase this threshold from $250,000 to $400,000.

Community bankers, you outdid yourselves in 2018. As we near the end of this significant year in community banking, it is worth taking a moment to look back and reflect on what we’ve achieved together.