July 1 is the compliance date for the “clarification” to Regulation II, which the Board of the Federal Reserve System approved in its final rule last October. While this requirement has applied to card-present transactions for a decade, it now also explicitly pertains to CNP payments.

New reporting features have been added based on your feedback. The following changes have been made to the Learning Management System.

Dreaming about what life will look like with a little one — or a few kiddos — is filled with anticipation, wonder, excitement and a healthy dose of uncertainty. One aspect of life that’s certain to be impacted when growing a family is your finances.

Growing up, you probably dreamed about those key milestones to come in your life: launching your career, having a family, and settling into a home. But those dreams come with price tags, which can force you to adjust your goals to align with the size of your bank account.

In recent years, community banks across the nation have seen a drastic rise in check fraud. To compound the issue, many community banks are faced with challenges getting funds reimbursed from the banks of first deposit and are left to reimburse affected customers even when the community banks aren’t liable for the fraud.

Artificial intelligence tools such as ChatGPT—though many are still nascent—are rapidly shifting the landscape in numerous industries, including the financial institutions space.

I think we can all agree that there has been plenty to be concerned about in the last, say, five years. Some are environmental issues, some are social and, for community bankers, plenty are economic.

Commercial real estate is a hot topic right now. The perception of increasing risk within the banking system surrounding real estate loans is prevalent. This might be an area within your bank that you will want to look at closely right now to catch any early warning signs of any deterioration.

They say, "success begets success" and in the case of the ICBA ThinkTECH Accelerator program this timeless belief holds true. Before we even hit the halfway point on our fifth accelerator program, which kicked off on April 24, we found out that we’d reached capacity for both in-person and virtual bank visits.

In this episode, Patel tells host Charles Potts why this immigrant-founded community bank has thrived by cornering the hospitality lending market and capitalizing on its leaders’ and board members’ own experience in the hotel industry.