Why are Community Banks Different?
Community Engagement and Accessibility: Community bank officers are typically deeply involved in their local communities. Throughout the pandemic, community banks, as essential businesses continued to serve customers and new customers around the clock to ensure they received the PPP loans they needed.
Local Focus: Unlike larger banks that may take deposits in one state and lend in others, community banks channel their loans to the neighborhoods where their depositors live and work, which helps local businesses and communities thrive.
Relationship Banking: Community bank officers know their customers and may consider family history and discretionary spending in making loans. Megabank loan officers apply impersonal qualification criteria, such as credit scoring, without regard to individual circumstances.
Innovation: As high-tech, high-touch local financial institutions, community banks work with their customers to ensure they have access to innovative products and services.
Timely Decision-Making: Community banks offer nimble decision-making on business loans because decisions are made locally.
They answer to Main Street not Wall Street. Embedded and invested in their communities, community banks thrive when their customers and communities flourish.
Where you bank matters. Establish a relationship with a community bank to see the difference for yourself.
Use the map above to find your community bank today.