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ICBA is calling on community bankers to urge their members of Congress to vote yes on “trigger leads” legislation scheduled for a vote in the House of Representatives today.
Details: The Homebuyers Privacy Protection Act (H.R. 2808), introduced by Reps. John Rose (R-Tenn.) and Ritchie Torres (D-N.Y.), would amend the Fair Credit Reporting Act to prohibit credit reporting agencies from selling trigger leads when consumers apply for a residential mortgage.
Grassroots Action: Community bankers can use ICBA’s Be Heard Grassroots Action Center to ask their representatives to vote for H.R. 2808.
ICBA Support: ICBA has worked closely with lawmakers in support of the legislation, including in a letter of support ahead of last week’s House markup, during testimony before the House Financial Services Committee earlier this year, and via ICBA’s “Repair, Reform, and Thrive” plan and open letter to the 119th Congress.
Outlook: The Senate recently passed its version—S. 1467, introduced by Sens. Jack Reed (D-R.I.) and Bill Hagerty (R-Tenn.)—via unanimous consent. If approved by the House, Congress will need to address slight differences in the bills before sending a final bill to the president's desk to be signed into law.
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