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ICBA-advocated legislation to curb the use of mortgage “trigger leads” last week passed the Senate by unanimous consent after the House Financial Services Committee advanced its version of the measure.
Senate Passage: The Homebuyers Privacy Protection Act (S. 1467), introduced by Sens. Jack Reed (D-R.I.) and Bill Hagerty (R-Tenn.), would amend the Fair Credit Reporting Act to prohibit credit reporting agencies from selling trigger leads when consumers apply for a residential mortgage.
House State of Play: The House Financial Services Committee previously voted 46-0 to pass H.R. 2808, the House version of the bill introduced by Reps. John Rose (R-Tenn.) and Ritchie Torres (D-N.Y.).
ICBA Support: ICBA has worked closely with lawmakers in support of the legislation, including in a letter of support ahead of last week’s House markup, during testimony before the House Financial Services Committee earlier this year, and via ICBA’s “Repair, Reform, and Thrive” plan and open letter to the 119th Congress.
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