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In response to the OCC’s decision to combine its community, midsize, and large bank supervision functions, ICBA said merging supervisory functions threatens to dilute the nuanced oversight that effective community bank supervision requires in favor of a one-size-fits-all model.
Details: In a national press release, ICBA President and CEO Rebeca Romero Rainey said it is counterintuitive to consolidate supervisory approaches across institutions with vastly different business models and risk profiles.
ICBA View: ICBA urged the OCC to preserve a dedicated community bank supervision framework that reflects the distinct role of community banks, ensures proportionate oversight, and protects the stability, diversity, and choice that community banks uniquely provide to consumers and local economies.
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In response to the OCC’s announced decision to combine its community, midsize, and large bank supervision functions, ICBA said merging supervisory functions threatens to dilute the nuanced oversight that effective community bank supervision requires and jeopardizes the tailored regulatory approach that community banks deserve.
ImageApr 17, 2025
ICBA and other groups expressed support for the reintroduction of legislation in the House and Senate to protect the financial privacy of mortgage applicants.
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