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ICBA continues encouraging community bankers to submit comments by next week’s deadline urging the Consumer Financial Protection Bureau to test and ultimately adopt an ICBA proposal to update mortgage disclosures.
Proposal Details: On Main Street Matters, ICBA’s Ron Haynie discusses ICBA’s proposal for the bureau to test modified disclosures required under TILA-RESPA Integrated Disclosure rules. The proposal would modify the current Loan Estimate and Closing Disclosure to account for consumer construction and construction-to-permanent loans, a core offering of community banks in many local communities.
How to Act: The blog post contains additional details on ICBA’s proposal, why the change is needed, and how community bankers who support the updates can weigh in via the CFPB website before the March 29 comment deadline.
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