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The Consumer Financial Protection Bureau issued three annual threshold adjustment final rules.
Updates: The CFPB announced:
Asset-size exemption thresholds for depository institutions under Regulation C.
Asset-size exemption thresholds for certain creditors under qualified mortgage and high-cost mortgage requirements under Regulation Z.
Annual adjustments for inflation to the bureau’s civil penalty amounts, as required by the Federal Civil Penalties Inflation Adjustment Act.
Effective Dates: The HMDA and TILA escrow adjustments are effective as of Jan. 1. The civil penalty adjustments are effective on Jan. 15.
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