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The Federal Financial Institutions Examination Council’s Task Force on Consumer Compliance adopted revised examination procedures for the Fair Debt Collection Practices Act and its implementing Regulation F.
Details: The revised interagency examination procedures incorporate the Consumer Financial Protection Bureau’s 2020 and 2021 Fair Debt Collection final rules that went into effect on Nov. 30, 2021. The revised procedures address determining whether a bank is a debt collector, prohibiting certain debt collection communications, opt-out requirements, and prohibited practices.
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