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The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.
Nov. 01, 2023
A new ICBA blog post breaks down the policy debate over treating cryptoassets as securities or commodities and the implications for community banks.
Details: In Main Street Matters, ICBA Senior Vice President of Digital Assets and Innovation Policy Brian Laverdure discusses the dispute over which agency should be the lead crypto regulator and what it means for the traditional financial system.
ICBA View: ICBA has expressed support for the Securities and Exchange Commission’s efforts to apply securities laws and regulations to crypto entities because it agrees that most cryptoassets likely qualify as securities.
Recent Blog Posts: Previous blog posts from Laverdure discuss policymakers’ increasing efforts to implement digital asset policy and the significant upheaval in the digital assets market over the past year.