The payments landscape for community banks is changing rapidly as traditional payments converge with new instant payment systems and emerging cryptocurrencies. It is critical for Community Banks to maintain awareness of developments in the payments space to assess new opportunities, mitigate risks, and ensure that their payment strategy aligns with overall business plans.

Payments Access, Choice, and Governance

Apr 14, 2021, 10:22 AM
Title : Payments Access, Choice, and Governance
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Categories : Payments
Payments Access

Letters and Testimonies

Apr 9, 2021, 14:13 PM
Title : Letters and Testimonies
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Categories : ICBA Education
Letters and Testimony

Payments Strategy Guide

Apr 7, 2021, 11:55 AM
Title : Payments Strategy Guide
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Categories : Payments
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Credit Card and Debit Cards, Card Regulation, and Other Related Topics

Mar 31, 2021, 15:44 PM
Title : Credit Card and Debit Cards, Card Regulation, and Other Related Topics
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Categories : ICBA Education
Online Training
Related pages : Online Training

Payments News

ICBA opposing latest effort to advance credit card routing bill

Sep. 22, 2023

ICBA continues calling on community bankers to urge their senators to oppose legislation that would impose credit card routing restrictions amid renewed efforts to attach it to government funding measures.

Grassroots Alert: Community bankers can use ICBA’s Be Heard grassroots action center to urge their senators to oppose the legislation and any attempt to tie it to unrelated, must-pass government funding bills.

State of Play: Sen. Roger Marshall (R-Kan.) this week renewed his pledge to hold up consideration of military and veterans legislation if Senate leaders don’t commit to holding a vote on the Credit Card Competition Act (S. 1838/H.R. 3881), which he is leading with Sen. Richard Durbin (D-Ill.). The bill would allow merchants to process credit card transactions based solely on which network offers the lowest cost for them.

Industry Opposition: In a national news release and a letter to congressional leaders last week, ICBA and other groups said the Marshall-Durbin bill is not germane to military or veteran spending and would merely serve as a government handout to big-box retailers. The lawmakers’ efforts echo their unsuccessful attempts to use the National Defense Authorization Act to advance their bill ahead of the August recess.