Our Position

Lending

Letters to Congress and Regulators

Title Recipient Date
FOIA Request Cover Letter to CFPB CFPB 05/26/22
Joint FOIA Request on 1071 Rule CFPB 05/26/22
Joint Letter Supporting SECURE Notarization Act Reps. Madeleine Dean, Kelly Armstrong 05/26/22
Letter Supporting Small LENDER Act Sens. Boozman, Cramer, Lummis, and Tillis 04/07/22
Letter Supporting E-SIGN Modernization Act Sen. John Thune 03/13/22
Support for LIBOR Fix Legislation Senate 02/28/22
504 Program Authorization Industry Letter to Congress U.S. Congress 02/23/22
Letter Supporting Bills to Modify Section 1071 Proposal U.S. House of Representatives 02/16/22
Comments on Beneficial Ownership Rule FinCEN 02/08/22
Comments on 1071 Small Business Lending Data Collection CFPB 01/06/22
Letter of Support for Senate SBA Direct Lending Bill Sen. Tim Scott 12/14/21
Joint Letter on House LIBOR Bill House 12/07/21
Letter on SBA Strategic Plan and Enterprise Learning Agenda SBA 11/22/21
Joint Letter Opposing SBA Direct Lending Senate 11/17/21
SBA 7(a) Direct Lending Letter House, Senate 11/12/21
Letter on LIBOR Transition Legislation Senate Banking Committee 11/01/21
Letter Opposing SBA Direct 7(a) Lending Provision House, Senate Small Business Committees 09/17/21
Comments on Disparate Impact Proposal HUD 08/24/21
Markup Letter on LIBOR, De Novo Bills House Financial Services Committee 07/28/21
Joint Letter Opposing National Rate Cap Senate Banking Committee 07/23/21
Joint Trades Opposition to House Consideration of SJ Res 15 True Lender House of Representatives 06/08/21
Joint Industry Consumer Letter Flex FHFA, Fannie Mae, Freddie Mac 06/03/21
Joint Letter to House on True Lender House of Representatives 05/24/21
Support for SECURE Notarization Act Sens. Cramer, Warner 05/13/21
Joint Trades Letter Title VIII of HR 2547 117th Congress 05/11/21
Joint Trades Letter Opposing SJ Res 15 True Lender 117th Congress 05/06/21
Coalition Letter Regarding Guzman Nomination to SBA Senate Committee on Small Business & Entrepreneurship 01/15/21
Letter on 'True Lender' Proposal OCC 08/31/20
Interaction Between PPP and EIDL Programs SBA, Treasury Department 08/19/20
ICBA Recommendations on PPP Loan Forgiveness SBA, Treasury Department 06/08/20
Joint Letter on PPP Loan Tax Deductibility Senate Finance Committee, House Ways and Means Committee 05/07/20
ICBA Recommendations on Paycheck Protection Program Loan Forgiveness Treasury Department, SBA 05/05/20
Parity for Main Street Employers Rep. Warren Davidson 04/16/20
Joint Letter on Extending Paycheck Protection Program Funding House, Senate leaders 04/15/20
Joint Trades Letter to SBA Administrator Carranza U.S. Small Business Administration 03/25/20
Joint Letter Supporting SBA Enhancements House, Senate leaders 03/21/20
Support for IMPACT for Small Business Act of 2020 Senate Small Business Committee Chairman Marco Rubio 03/13/20
Comment Letter to the OCC and FDIC on Federal Interest Rate Authority OCC, FDIC 01/30/20
Confirm Jovita Carranza as SBA Administrator U.S. Senate 01/07/20
ICBA Letter in Support of S. 2839 Sen. John Kennedy 12/05/19
Letter Supporting Extension of SBA 7(a) Loan Program Senate leadership 11/19/19
Support for SBA 7(a) Program Funding Senate leadership 09/19/19
Joint Letter on SBA 7(a) Loan Program House, Senate Appropriations Committees 09/03/19
ICBA Comment Letter on CFPB Proposal on Small-Dollar Lending CFPB 10/07/16

Testimony

Title Committee Presenter Date
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
ICBA Statement for True Lender Hearing Committee on Banking, Housing and Urban Affairs ICBA 04/28/21
Paycheck Protection Program: The Need for Simplified Forgiveness (6/17) House Small Business Committee Written statement 06/16/20
Paycheck Protection Program: The Need for Simplified Forgiveness Senate Small Business Committee Written statement 06/09/20
How Regulations Stifle Small Business Growth House Small Business Committee Christopher Jordan 07/22/19
Title Content Type Date
ICBA Summary of Rule on Payday, Vehicle Title, and Certain High-Cost Installment Loans ICBA Summaries 11/16/2018
ICBA Summaries 08/26/2016
ICBA Summary of CFPB Proposed Rule on Consumer Arbitration Agreements ICBA Summaries 05/19/2016

Letters to Congress and Regulators

Title Recipient Date
Regulatory Capital Rules: Treatment of Land Development Loans FDIC, Fed, OCC 08/20/19
Title Content Type Date
ICBA Summary of CFPB Proposed Rule on Consumer Arbitration Agreements ICBA Summaries 05/19/2016

Letters to Congress and Regulators

Title Recipient Date
Joint Trades Letter Supporting Section 2885 in S.4049 - FY2021 NDAA Senate and House Armed Services Committee 06/30/20
Joint Letter on Military-Banking Parity Senate and House Armed Services Committees 08/28/19
Title Content Type Date
ICBA Summaries 08/26/2016

Letters to Congress and Regulators

Title Recipient Date
Letter Supporting Small LENDER Act Sens. Boozman, Cramer, Lummis, and Tillis 04/07/22
504 Program Authorization Industry Letter to Congress U.S. Congress 02/23/22
Letter Supporting Bills to Modify Section 1071 Proposal U.S. House of Representatives 02/16/22
Comments on 1071 Small Business Lending Data Collection CFPB 01/06/22
Letter of Support for Senate SBA Direct Lending Bill Sen. Tim Scott 12/14/21
ICBA Letter of Support for HR 6037 Committee on Small Business 11/29/21
Comment Letter Guide - Small Business Loan Data Collection Proposed Rule Section 1071 CFPB 11/29/21
Letter on SBA Strategic Plan and Enterprise Learning Agenda SBA 11/22/21
Joint Letter Opposing SBA Direct Lending Senate 11/17/21
SBA 7(a) Direct Lending Letter House, Senate 11/12/21
Letter Requesting 1071 Comment Extension CFPB 11/03/21
Letter Opposing SBA Direct 7(a) Lending Provision House, Senate Small Business Committees 09/17/21
Coalition Letter Regarding Guzman Nomination to SBA Senate Committee on Small Business & Entrepreneurship 01/15/21
ICBA Response to 1071 Outline Proposal CFPB 12/14/20
Interaction Between PPP and EIDL Programs SBA, Treasury Department 08/19/20
Letter on PPP Agent Fees Treasury Department, SBA 08/07/20
ICBA Recommendations on PPP Loan Forgiveness SBA, Treasury Department 06/08/20
Joint Letter on PPP Loan Tax Deductibility Senate Finance Committee, House Ways and Means Committee 05/07/20
ICBA Recommendations on Paycheck Protection Program Loan Forgiveness Treasury Department, SBA 05/05/20
Joint Letter on Extending Paycheck Protection Program Funding House, Senate leaders 04/15/20
Joint Trades Letter to SBA Administrator Carranza U.S. Small Business Administration 03/25/20
Joint Letter Supporting SBA Enhancements House, Senate leaders 03/21/20
Support for IMPACT for Small Business Act of 2020 Senate Small Business Committee Chairman Marco Rubio 03/13/20
ICBA Letter in Support of H.R. 5574 Rep. Roger Williams 01/17/20
Confirm Jovita Carranza as SBA Administrator U.S. Senate 01/07/20
Letter Supporting Extension of SBA 7(a) Loan Program Senate leadership 11/19/19
Support for SBA 7(a) Program Funding Senate leadership 09/19/19
Joint Letter on SBA 7(a) Loan Program House, Senate Appropriations Committees 09/03/19
Support for Small Business 7(a) Lending Oversight Reform Act of 2018 (H.R. 4743) House Small Business Committee 01/16/18

Testimony

Title Committee Presenter Date
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
Paycheck Protection Program: The Need for Simplified Forgiveness (6/17) House Small Business Committee Written statement 06/16/20
Paycheck Protection Program: The Need for Simplified Forgiveness Senate Small Business Committee Written statement 06/09/20
ICBA Testimony for Hearing on Inclusive Lending Committee on Financial Services, Subcommittee on Consumer Protection and Financial Institutions James H. Sills, III 06/03/20
How Regulations Stifle Small Business Growth House Small Business Committee Christopher Jordan 07/22/19

Letters to Congress and Regulators

Title Recipient Date
ICBA Comment Letter on CFPB Proposal on Small-Dollar Lending CFPB 10/07/16

Testimony

Title Committee Presenter Date
Testimony on SBA and PPP House Small Business Committee Robert J. Barnes 03/16/22
Testimony on Small-Business Access to Capital House Small Business Committee Alice Frazier 09/30/21
ICBA Testimony on PPP Forgiveness House Small Business Committee 09/01/21
Paycheck Protection Program: The Need for Simplified Forgiveness (6/17) House Small Business Committee Written statement 06/16/20
Paycheck Protection Program: The Need for Simplified Forgiveness Senate Small Business Committee Written statement 06/09/20
ICBA Testimony for Hearing on Inclusive Lending Committee on Financial Services, Subcommittee on Consumer Protection and Financial Institutions James H. Sills, III 06/03/20
How Regulations Stifle Small Business Growth House Small Business Committee Christopher Jordan 07/22/19