Our Position

Housing and Mortgage Finance

Letters to Congress

Title Recipient Date
Reps. Madeleine Dean and Kelly Armstrong 06/11/21
116th Congress 03/26/20
Congress 03/09/20

Letters to Regulators

Title Recipient Date
CFPB 01/20/23
Department of Veterans Affairs 01/18/23
Federal Housing Administration 12/19/22
FHA 12/06/22
CFPB 11/29/22

Title Committee Presenter Date

Related News

FHFA re-proposes GSE seller-servicer eligibility requirements

Feb. 25, 2022

The Federal Housing Finance Agency re-proposed minimum financial eligibility requirements​ for Fannie Mae and Freddie Mac seller-servicers.

Details: The proposal:

  • Would update previously established minimum financial requirements.

  • Is designed to strengthen required capital and liquidity for seller-servicers with different business models while improving the standards’ transparency and consistency.

  • Differentiates servicing mortgages held by Ginnie Mae and the government-sponsored enterprises.

  • Incorporates feedback from the agency's 2020 proposal and lessons from the market reaction to the COVID-19 pandemic.

Comment Deadline: The FHFA is receiving input on the proposal for 60 days at [email protected]. ICBA will submit comments.

Outlook: The FHFA said it anticipates finalizing requirements in the second quarter of 2022, most of which will be effective six months after they are finalized, and some will be phased in over longer periods of time.​​