|House SECURE Support Letter - Coalition||Reps. Madeleine Dean and Kelly Armstrong||06/11/21|
|Coalition Support Letter Regarding S3533 - HR 6364 SECURE Notarization Act||116th Congress||03/26/20|
|G-Fee Coalition Letter||Congress||03/09/20|
|Comments on Credit Score Models||FHFA||08/25/21|
|Joint Meeting Request on GSE Amendments||Treasury Department, FHFA||08/17/21|
|Comments on GSE Executive Compensation||FHFA||08/09/21|
|Letter to FHFA on Duty to Serve Proposals||FHFA||07/19/21|
|FHFA Short Term Rental Unit RFI||FHFA||07/06/21|
|Housing-Finance Reform: The Community Bank Perspective||Senate Banking Committee||Written Statement||09/10/19|
|Housing Finance: The Community Bank Perspective||Senate Banking Committee||Written Statement||03/26/19|
|Hearing: Housing Finance: Private Sector Perspectives on Housing Finance Reform||House Subcommittee on Housing and Insurance||Samuel A. Vallandingham||10/25/17|
The Federal Financial Institutions Examination Council released 2020 Home Mortgage Disclosure Act data showing the impact of regulatory relief on HMDA reporting.
Reporting: The FFIEC said that among the 22.7 million reported home loan applications, 20.4 million were closed-end, 1.7 million were open-end, and 563,000 were not reported either way due to the S. 2155 regulatory relief law's partial exemptions.
Institutions: Further, reporting institutions decreased by roughly 18.8 percent from the previous year to 4,475. The decline was largely due to the Consumer Financial Protection Bureau’s ICBA-advocated 2020 final rule quadrupling the HMDA reporting threshold for closed-end mortgage loans from 25 to 100 loans.