| Title | Recipient | Date |
|---|---|---|
| House SECURE Support Letter - Coalition | Reps. Madeleine Dean and Kelly Armstrong | 06/11/21 |
| Coalition Support Letter Regarding S3533 - HR 6364 SECURE Notarization Act | 116th Congress | 03/26/20 |
| G-Fee Coalition Letter | Congress | 03/09/20 |
| Title | Recipient | Date |
|---|---|---|
| Comments on Credit Score Models | FHFA | 08/25/21 |
| Joint Meeting Request on GSE Amendments | Treasury Department, FHFA | 08/17/21 |
| Comments on GSE Executive Compensation | FHFA | 08/09/21 |
| Letter to FHFA on Duty to Serve Proposals | FHFA | 07/19/21 |
| FHFA Short Term Rental Unit RFI | FHFA | 07/06/21 |
| Title | Committee | Presenter | Date |
|---|---|---|---|
| Housing-Finance Reform: The Community Bank Perspective | Senate Banking Committee | Written Statement | 09/10/19 |
| Housing Finance: The Community Bank Perspective | Senate Banking Committee | Written Statement | 03/26/19 |
| Hearing: Housing Finance: Private Sector Perspectives on Housing Finance Reform | House Subcommittee on Housing and Insurance | Samuel A. Vallandingham | 10/25/17 |
The Federal Financial Institutions Examination Council released 2020 Home Mortgage Disclosure Act data showing the impact of regulatory relief on HMDA reporting.
Reporting: The FFIEC said that among the 22.7 million reported home loan applications, 20.4 million were closed-end, 1.7 million were open-end, and 563,000 were not reported either way due to the S. 2155 regulatory relief law's partial exemptions.
Institutions: Further, reporting institutions decreased by roughly 18.8 percent from the previous year to 4,475. The decline was largely due to the Consumer Financial Protection Bureau’s ICBA-advocated 2020 final rule quadrupling the HMDA reporting threshold for closed-end mortgage loans from 25 to 100 loans.
