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ICBA President and CEO Rebeca Romero Rainey held a fireside chat with the heads of the FDIC and Consumer Financial Protection Bureau at the 2024 ICBA Capital Summit in Washington.
Details: Romero Rainey, FDIC Chairman Martin Gruenberg, and CFPB Director Rohit Chopra discussed regulatory parity, banking industry consolidation, the value of community banks, and other pressing issues.
ICBA Polling Data: ICBA this week released new polling data showing Americans support community banker views on the pressing issues attendees are discussing with policymakers this week. According to the polling:
70% of Americans say providing tax relief to lending institutions in rural communities — in line with the bipartisan Access to Credit for our Rural Economy (ACRE) Act — would help preserve family farms if these benefits are passed along to borrowers.
69% of Americans support legislation to restrict credit reporting agencies from selling consumers’ contact information when they apply for a residential mortgage.
66% of adults say allowing big merchants to pick card transaction networks that are the least costly to them — as laid out by the Credit Card Competition Act (S. 1838/H.R. 3881) — would lead them to choose less secure networks.
68% of adults say credit union customers should have the same consumer protections that banks provide, such as those provided by the Community Reinvestment Act.