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Nacha's new rule allowing Same Day ACH transactions to be submitted to the ACH Network for an additional two hours every business day takes effect on at 4:45 p.m. (Eastern time) Friday, March 19.
Background: Originators currently must submit Same Day ACH transaction files to ACH operators by 2:45 p.m. ET (11:45 a.m. PT).
Impact: The change will give banks and originators more flexibility to send faster payments throughout the day, leading to enhanced faster payment capabilities nationwide.
More: Nacha offers more information on the change, which is reflected in the FedACH processing schedule.