General Session Speakers


Robbie Bach

Innovation Expert, Former Chief Xbox Officer for Microsoft and Author of ‘Xbox Revisited: A Game Plan for Corporate and Civic Renewal’

A leading influencer of consumer technology, Microsoft’s former president of entertainment and devices and chief Xbox officer, Robbie Bach, shares proven business and leadership principles he’s learned along the way to help you drive change and position your organization as a disruptor before someone “Ubers” you.
During his 22-year career at Microsoft, Bach held many roles, most notably building and leading the team that disrupted
the gaming industry with the iconic Xbox and Xbox 360 game consoles, in turn building a successful consumer business within Microsoft. He outlines his experiences and strategic planning frameworks for success in his 2015 book, “Xbox Revisited: A Game Plan for Corporate and Civic Renewal.”
With important business lessons and an inspiring story of intrapreneurship, Bach offers stimulating insight and exciting perspectives on leadership, advancing technology, thoughtful strategy and what he thinks is the next big thing.


Erik Qualman

Digital Media Expert, Professor, Author

Erik Qualman helps organizations understand the implications of social media on our daily lives and how businesses can tap the power of social media to increase their sales, cut marketing costs and reach consumers directly. A noted social media influencer, he has authored several best-selling books on the power of social media, such as Socialnomics, Digital Leader and What Happens in Vegas Stays on YouTube, which is used as a resource by top universities and global brands. Qualman has presented around the world for Google, Chase, Sony PlayStation,IBM, Facebook, Starbucks, Cartier, Raytheon, Chrysler, TEDx, and others. He is no stranger to the executive suite, having served as the head of marketing at Travelzoo. 


Gretchen Carlson

Acclaimed Broadcast News Anchor and Journalist, Former Host of “The Real Story with Gretchen Carlson”

Gretchen Carlson is one of the nation’s most recognized news anchors, a best-selling author, and a tireless advocate for women in the workplace. In 2017, she was named one of TIME’s “100 Most Influential People in the World.”

Most recently, Carlson hosted “The Real Story” on Fox News for three years. Prior to that, she co-hosted the number one rated cable morning news show, “Fox and Friends,” for more than seven years. In 2015, her first book “Getting Real” became a national best-seller. In 2017, she created the Gift of Courage Fund to empower young girls by helping them build self-esteem and confidence. A no-holds-barred political reporter and commentator, Carlson is known for her witty and astute insights on the political climate, news of the day and the stories making headlines across the globe.

Camden R. Fine

ICBA President and CEO

A native Missourian and career community banker, Fine came to ICBA in May 2003. Before joining ICBA, Fine chartered and organized Midwest Independent Bank of Jefferson City, Mo. and served as its president and CEO for nearly 20 years. In addition, Fine owned MainStreet Bank of Ashland, Mo., a $50-million-asset community bank. Prior to his banking career, Fine served as the Missouri State Tax Director under former Governor Christopher “Kit” Bond.

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Rebeca Romero Rainey

ICBA President and CEO-Elect

Rebeca Romero Rainey is one of the nation’s foremost advocates of the community banking industry. She has met with President Obama and President Trump to discuss issues that are top of mind for community banks. A third-generation community banker born and raised in Taos, N.M., Romero Rainey is the former Chairman and CEO of Centinel Bank of Taos. She entered the national stage by becoming active within ICBA and serving on several committees. Romero Rainey also played a key role in the formation of ICBA’s Minority Bank Council and served as its first chairman. Later she was nominated to become a member of ICBA’s Executive Committee, and in 2016, became ICBA chairman.

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R. Scott Heitkamp

ICBA Chairman; President and CEO, ValueBank Texas, Corpus Christi, Texas

President and CEO of ValueBank Texas in Corpus Christi, Texas, Heitkamp has served ICBA and the community banking industry for decades. As ICBA chairman he is chairman of the Executive Committee as well as the board of directors. He is a member of the Bank Services, Nominating and Policy Development committees. He also is a former chairman of ICBA’s Federal Delegate Board, ICBPAC and the Membership/Marketing Committee, and a previous chairman and current member of the Independent Bankers Association of Texas.

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Timothy Zimmerman

ICBA Chairman-Elect; CEO Standard Bank, Monroeville, Pa.

Chief Executive Officer of Standard Bank in Monroeville, Pa., Zimmerman has been a community banker for more than 35 years and is a member of ICBA’s Executive Committee and board of directors. During his affiliation with ICBA, he has served in many leadership roles, including chairman of ICBA Securities. Zimmerman is chairman of the Federal Delegate Board and a member of ICBA’s Nominating and Policy Development committees and the Subcommittee on Consumer Financial Services. Zimmerman also serves as the sole community bank representative on the Financial Accounting Standards Board's Transition Resource Group, an advisory council on the Current Expected Credit Loss accounting model.

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