Compliance Institute

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Compliance Institute

Oct 6 - Oct 11, 2024 | In-Person Institute

The ICBA Compliance Institute is built to meet the needs of seasoned professionals seeking the latest regulatory education and industry best practices as well as newer compliance officers seeking to gain a clear understanding of the fundamental concepts of each regulation.

This high-quality program provides a fast-paced learning environment that will lead to a detailed study of the relevant areas of regulatory compliance with a focus on the key concepts that spell success in the examination context.

Each regulation is approached in terms of the requirements, best practice internal controls, and audit objectives. Learning is reinforced with many sample disclosures, applicability charts, and illustrative quizzes and exercises.

The program addresses current hot issues and areas of focus in regulatory compliance. Deep dives into the common challenges related to recent regulatory reform will be covered and the latest guidance and interpretations on all recent rule-making efforts will be discussed.

This solid foundation allows the attendee to return to their bank and support their product and service offerings and remain competitive in their marketplace.

If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

  • Understand the key elements of a bank’s compliance management program.

  • Understand the fundamental and disclosure requirements of bank lending regulations including Reg Z, RESPA, HMDA, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and flood insurance compliance.

  • Identify fair lending practices and data collection/reporting requirements as outlined in ECOA/Reg B, FCRA, CRA, HMDA, and Fair Housing Act.

  • Outline the key privacy requirements banks must follow under Reg P including the Sections 13, 14, and 15 information-sharing exceptions.

  • Associate deposit account disclosure requirements with the appropriate regulations including Reg CC, Reg DD, and Reg E

  • Identify disclosure requirements and permissible activities under Right to Financial Privacy Act, Consumer Sales of Insurance, and Non-Deposit Investment Products.

  • Understand the risk exposure and mitigation steps banks may take to manage UDAAP compliance for the bank.

  • Recognize compliance risks and disclosure requirements in advertising and marketing activities by a bank.

Information (Central Time unless otherwise noted)
Sunday, October 6

1:30 p.m. – 2:00 p.m.

2:00 p.m. – 6:00 p.m.

Lending Compliance – Welcome; Current Regulatory Environment; FCRA, RESPA; Regulation Z: Closed-end: Finance Charge, Calculations, TIL

Monday, October 7

8:00 a.m. – 5:00 p.m.

Lending Compliance – Regulation Z: Closed-end: ARM Loans, Rescission, Prohibited Act, HOEPA, HPML, ATR/QM, TRID

Tuesday, October 8

8:00 a.m. – 5:00 p.m.

Lending Compliance – Loan Servicing, Open-End Credit Flood Insurance, SAFE Act, Military Lending Regulations, Homeownership Counseling Act, and HMDA

Wednesday, October 9

8:00 a.m. – 4:30 p.m.

Lending Compliance – Fair Lending- Reg B (Including 1071), CRA

Thursday, October 10

8:00 a.m. – 4:30 p.m.

Deposit and Marketing Compliance – E-Sign, Regulation DD – TISA, Regulation CC, Regulation P, Right to Financial Privacy, Regulation E

Friday, October 11

8:00 a.m. – 12:00 p.m.

Deposit and Marketing Compliance – UDAAP, Consumer Sales of Insurance, Nondeposit Investment Programs, Advertisement of Membership, Marketing & Advertising Compliance

Tuesday, October 15 – Thursday, October 17

10:00 a.m.

Certification exams – Held via ICBA online portal for those enrolled in the CCBCO certification program. Exams can be taken all at the same time or staggered throughout the week but must be completed no later than noon Thursday, October 17.

IMPORTANT - The Lending Compliance exam is 150 questions, and you are given 3 hours to complete it. You must complete this exam in one sitting. The Deposit & Marketing exam is 50 questions, and you will have 60 minutes to complete it. These are timed exams so once you begin an exam you must complete it without interruption. The two exams can be completed at different times but must be completed no later than Friday, June 14 at 5:00p.m. Central Time.


ICBA Members: $2,899

Non-Members: $3,799

Non-Bankers* : $4,699

Certification Testing Fee: $500

Printable Registration Form

*Attendance may be subject to ICBA approval.

Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

This event is not recorded. For more information, call 800-422-7285.

Embassy Suites Minneapolis Airport

7901 34th Ave S

Bloomington, MN 55425

ICBA's room block expires Sept. 14, 2024. Please book your room in advance of this date to ensure accommodations. If calling to make your reservations dial 1-800-362-2779 and reference the Special Rate Code: CPI and Group Name: ICBA Compliance Institute.

ICBA Booking Link

Hotel Housing Scam Warning: Only make your room reservation using the information provided by ICBA. Do not do business with any company that claims they are with ICBA or working for ICBA as the official housing service. Contact ICBA if you have any questions or concerns.

Who should attend: Compliance officers, auditors, BSA/AML officers

Prerequisites: Basic knowledge of bank compliance.

Advanced Preparation: Required completion of Compliance Management System online course.

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

CPE Credit Hours: 44

Certification Offered: Certified Community Bank Compliance Officer (CCBCO)

Teri Hodgett Square
Teri Hodgett

Chief Risk Officer

Sunrise Banks

Kristen Ritter
Kristen Ritter

First Vice President Engagement Leader

TIB Consulting Solutions

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy

Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.