Credit Analyst Institute

Credit Card Spending

Credit Analyst Institute

Aug 11 - Aug 14, 2024 | In-Person Institute

Master the necessary financial analysis skills needed by today's credit analysts and the additional expertise vital to a community bank's overall lending success.

Through group discussion, case studies, workout plans and more, our industry experts will teach you the most important skills needed to perform your duties and advance your career as a credit analyst.

To earn the Certified Community Bank Credit Analyst (CCBCA) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact an ICBA Education representative at 800-422-7285.

Learning Objectives:

  • Understand key functions such as financial analysis, overall business risk, and customer relationship needs.

  • Be aware of legal landmines and exposures in your credit memo.

  • Identify strategic strengths and weaknesses of a credit request.

  • Enrich your understanding of covenant tracking and loan file documentation requirements.

  • Learn to stay ahead of potential compliance exposures in your credit portfolio.

  • Develop financial, analytical, and business writing skills.

Date
Information (Central Time unless otherwise noted)
Sunday, August 11
Registration

1:30 p.m. - 2:00 p.m.

Financial Analysis - Introductions/Case Study Exercise

2:00 p.m. - 5:00 p.m.

Monday, August 12
Financial Analysis cont./ Discuss Case Study Exercise

8:00 a.m. – 12:00 p.m.

Lunch

12:00 p.m. – 1:00 p.m.

Financial Statement Analysis - Common Sizing/ Ratios Exercise/PFS Exercise/Case Study Exercise

1:00 p.m. – 5:00 p.m.

Tuesday, August 13
Cash Analysis Tools - Cash Drivers/Cash to Cash Cycle Exercise/Cash Cycle/Cash Flow Exercise

8:00 a.m. – 11:30 a.m.

Lunch

11:30 a.m. – 12:30 p.m.

Legal Considerations

12:30 p.m. – 5:30 p.m.

Documentation/Covenant Tracking & Monitoring/MIS Report Generation/Role of Credit Memo/Lender Liability Legal Compliance – Lender Liability/Documentation Overview/UCC Issues-File, Monitor, Preparation, etc./Compliance Overview-CX Considerations in Credit Analyst Role

Wednesday, August 14
Credit Analysis - Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study Exercise

8:00 a.m. – 11:00 a.m.

Final Comments & Credit Memo Conclusion

11:00 a.m. – 11:30 a.m.

Monday, August 19
Certification Exam - Held via ICBA online portal for those enrolled in CCBCA certification program.

10:00 a.m. – 11:15 a.m.

Pricing

ICBA Members: $1,699

Non-Members: $2,199

Non-Bankers: $2,699

Certification Testing Fee: $500

Printable Registration Form


Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

This event is not recorded. For more information, call 800-422-7285.

Embassy Suites Grapevine

2401 Bass Pro Drive

Grapevine, TX 76051

ICBA's room block expires July 12, 2024. Please book your room in advance of this date to ensure accommodations.

ICBA Booking Link

Hotel Housing Scam Warning: Only make your room reservation using the information provided by ICBA. Do not do business with any company that claims they are with ICBA or working for ICBA as the official housing service. Contact ICBA if you have any questions or concerns.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders

Prerequisites: Basic knowledge skills of credit analysts.

Advanced Preparation: Recommended-Complete complimentary pre-recorded course sent upon registration.

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

CPE Credit Hours: 27.5

Certification Offered: Certified Community Bank Credit Analyst (CCBCA)

brad stevens

Brad Stevens

President

Stevens Risk Management LLC

Doc Bodine

Doc Bodine

Gerrish Smith Tuck

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.