Agricultural Credit Analysis Seminar

Agriculture Field Square

Agricultural Credit Analysis Seminar

Apr 30, 2024 | Livestream Seminar

This seminar is designed to meet the needs of agricultural lenders by identifying market issues and providing the tools to assess the borrower’s ability to navigate difficult times. 

In the last decade, the agriculture field has faced significant headwinds that have stressed many farmers and lenders alike.

Using the core financial statements, we will structure the analysis and borrower’s cash flow to determine the right credit structure when financing is warranted. We will also look at catching the early warning signs of deterioration and what can be done.

Learning Objectives:

Understanding Credit Risk

  • Agriculture Market Risk

  • Agriculture Management Risk

Financial Statement Analysis

  • Crop/Animal Statements

  • Cash Budgets

Liquidity Management

  • Guarantor Analysis

  • Sensitivity/Stress Tests

Agriculture Cash Flow Analysis

  • Operational Cash Flow

  • Global Cash Flow

  • Coverage Issues

Developing the Right Credit Structure

  • Seasonal Lines

  • Term Loans

  • Carry Over Loans

Early Warning Signs of Deterioration

  • Systemic Market Issues

  • Management Issues

Register
Register
Date
Information (Central Time unless otherwise noted)
Wednesday, April 30

8:30 a.m. – 12:00 pm

  • Understanding Credit Risk

  • Managing Credit Risk

  • Credit Risk Assessment

  • Marketplace Factors

  • Management Analysis

  • Financial Statement Analysis

  • Personal Financial Statement Analysis

Lunch

12:00 p.m. - 12:30 p.m.

12:30 p.m. – 4:30 p.m.

  • Global Cash Flow Analysis

  • Credit Essentials & Risk

  • Proper Loan Structure

  • Troubled Credit

  • Workout Plans

Pricing

ICBA Member Early Bird Price (Ends March 30, 2024): $395

ICBA Members: $495

Non-Members: $595

Non-Banker* : $695

Printable Registration Form

*Attendance may be subject to ICBA approval.

Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

This event is not recorded. For more information, call 800-422-7285.

Livestream Seminar

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders.

Prerequisites: Basic knowledge of credit issues

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

CPE Credit Hours: 9

brad stevens

Brad Stevens

President

Stevens Risk Management LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

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Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.