Credit Risk: CECL, Stress Testing, and Where We Go from Here

Risk Management Square

Credit Risk: CECL, Stress Testing, and Where We Go from Here

Nov 8, 2023 | 3:00 pm ET • 2:00 pm CT | Webinar

Managing credit risk is a crucial skill that bankers have improved over the past business cycle. Despite the fact that many credit risk practices are already well-established, there have been some significant recent changes to how we model and report on credit risk.

For example, many community banks and credit unions have now switched to CECL models in the past year.

Additionally, financial institutions in general are updating and improving how they capture the credit risk of their customers through stress testing and capital planning. Learn key lessons from the implementation process of more than 50 CECL and credit stress testing models over the past two years.

Learning Objectives:

  • Learn key lessons learned from CECL implementations and how to maintain a stable CECL process.

  • Evaluate how the economic impacts of the COVID-19 recession have affected credit risk models.

  • Explore trends and future expectations for stress testing at community-sized institutions.

Duration: 60-minutes


ICBA Members: $199

Nonmembers: $299

Unlimited Webinar Pass subscription: $0

Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to real-time event attendance. Digital products will be made available when full payment is received.
  • Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
  • Refunds will not be granted unless there is a technical issue that cannot be resolved that prevents the purchaser from accessing and/or using the product. Refund requests for technical issues must be received within 15 days of the date of purchase.

For more information, call 800-422-7285.

Who should attend: Executives, Lending and Credit Operations personnel, Auditors, Accounting personnel

Prerequisites: None

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 1

Sam Chen
Sam Chen

Quantitative Risk Consultant

Darling Consulting Group

Joe Montalbano
Joe Montalbano

Quantitative Risk Consultant

Darling Consulting Group

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

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