Credit Analyst Institute

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Credit Analyst Institute

Aug 15 - Aug 17, 2023 | VIRTUAL EVENT

Master the necessary financial analysis skills needed by today's credit analysts and the additional expertise vital to a community bank's overall lending success.

Through group discussion, case studies, workout plans and more, our industry experts will teach you the most important skills needed to perform your duties and advance your career as a credit analyst.

To earn the Certified Community Bank Credit Analyst (CCBCA) certification, you will be required to attend this program in its entirety, complete all assignments, and achieve a passing score on the certification exam(s). If you decide to enroll in the certification testing after you register for the class, please contact a Community Banker University representative at 800-422-7285.

Learning Objectives:

  • Understand key functions such as financial analysis, overall business risk, and customer relationship needs.

  • Be aware of legal landmines and exposures in your credit memo.

  • Identify strategic strengths and weaknesses of a credit request.

  • Enrich your understanding of covenant tracking and loan file documentation requirements.

  • Learn to stay ahead of potential compliance exposures in your credit portfolio.

  • Develop financial, analytical, and business writing skills.

Date
Information (All times are Central Time)

Tuesday, August 15

Financial Analysis

8:30 a.m.– 12:00 p.m.

Introductions/Case Study Exercise

Lunch

12:00 p.m. – 12:30 p.m.

Financial Statement Analysis

12:30 p.m. – 4:30 p.m.

Common Sizing/Ratios Exercise/PFS Exercise/Case Study Exercise

Wednesday, August 16

Financial Statement Analysis

8:30 a.m. – 10:00 a.m.

Common Sizing/ Ratios Exercise/PFS Exercise/Case Study Exercise – continued

Cash Analysis Tools

10:00 a.m. – 11:30 a.m.

Cash Drivers/Cash to Cash Cycle Exercise/Cash Cycle/Cash Flow Exercise

Lunch

11:30 a.m. – 12:00 p.m.

Legal Considerations

12:00 p.m. – 5:00 p.m.

Documentation/Covenant Tracking & Monitoring/MIS Report Generation/Role of Credit Memo/Lender Liability


Legal Compliance – Lender Liability/Documentation Overview/UCC Issues-File, Monitor, Preparation, etc./Compliance Overview-CX Considerations in Credit Analyst Role 

Thursday, August 17

Credit Analysis

8:30 a.m. – 12:00 p.m.

Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study Exercise

Lunch

12:00 p.m. – 12:30 p.m.

Credit Analysis

12:30 p.m. – 4:30 p.m.

Marketplace Analysis/Industry Analysis/Business Analysis/Management Analysis/Case Study 

Final Comments & Credit Memo Conclusion

Friday, August 18

Certification Exam

10:00 a.m. - 11:15 a.m.

Held via ICBA online portal for those enrolled in CCBCA certification program. 

Note - If you do not pass exam(s), you will have the opportunity to retake the exam(s) at a future, quarterly re-take date. More information will be provided upon registration. 

Pricing

ICBA Members: $1,699

Non-Members: $2,199

Non-Bankers: $2,699

Certification Testing Fee: $500

Printable Registration Form


Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

For more information, call 800-422-7285.

Virtual Event

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders

Prerequisites: Basic knowledge skills of credit analysts

Advanced Preparation: Recommended-Complete complimentary pre-recorded course sent upon registration

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 27.5

Certification Offered: Credit Analyst Certification (CCBCA)

Doc Bodine

Doc Bodine

Gerrish Smith Tuck

brad stevens

Brad Stevens

President

Stevens Risk Management LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.