Understanding the financial performance of your bank is crucial in leading a high performing organization. This course assesses how the marketplace is affecting the bank and how bank management is in turn responding. One must understand this relationship to create accurate financial statements.
By understanding the linkage between the bank balance sheet and income statement, monitoring key measurements in the bank as well as the decisions that management is making in response to the economic marketplace, we can effectively assess the strengths and weaknesses in our bank.
Once these interrelationships are understood, participants will walk through the CAMELS Rating to predict where their bank may score. Lastly, we will look at a way to create future budgets using the starting point of the Return on Assets.
This is a foundational class that does require experience in understanding financial statements, particularly experience in reviewing income statements, balance sheets and basic ratio analysis. It is most helpful for those either in bank management, on a bank board or aspiring to future leadership roles in the bank.
9:00 a.m.- 12:00 p.m.
Overview of marketplace and group discussion
The balance sheet and income statement and what they reveal
How key financial ratios point to strengths and weakness
12:00 p.m.- 12:300 p.m.
12:30 p.m. – 4:30 p.m.
How to build a CAMELS rating for your bank
Using the ROA Tree Model to build your budget
Early Bird Price (ends May 13, 2023): $395
ICBA Members: $495
Bank Director Program Member: $295
Bank Director Program Non-Member: $395
For more information, call 800-422-7285.
Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lenders.
Prerequisites: Basic knowledge of bank financial statements
Advanced Preparation: None
Program Level: Intermediate
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based
CPE Credit Hours: 9
Stevens Risk Management LLC
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