Commercial Real Estate Lending Seminar

Commerical Property Square

Commercial Real Estate Lending Seminar

Jun 14, 2023 | VIRTUAL EVENT

Real estate lending is often the most difficult type of lending to do correctly. There are numerous challenges in financing real estate, not the least of which is understanding the various types of real estate and the embedded risk. This seminar walks through underwriting and structure of construction financing, investment real estate, owner occupied real estate, multifamily, residential development, as well as specialty use.

This is a foundational class that does require experience in understanding financial statements, basic loan structuring as well as credit analysis skills.

Participants will review in detail, the new construction process, title work, appraisals, environment reports, draw requests, and early warning signs of trouble in your project or borrower.

Learning Objectives:

  • Introduction to various real estate types and the risk they carry.
  • Understanding the financial information that borrowers provide as well as the various documents that you are required to have to completely review the project.
  • How to develop an organized process to correctly stage the underwriting, analysis and receipt of title work, appraisal, and other documents needed to successfully complete the financing.
  • How to build the right financing structure to mitigate and balance the risk between the borrower and the bank.
  • Real estate lending pitfalls to avoid.
  • How to manage the draw process in new construction.
  • Understand the proper structure and control of land development projects.
  • Become familiar with the various ownership structures that you will see in real estate ventures.
  • Exposure to early warning signs that the cash generating real estate may be in trouble.

Date
Information (All times are Central Time)

Wednesday, June 14

Lessons

9:00 a.m.- 12:00 p.m.

  • Real estate types and associated risks

  • Borrower financials and documentation

  • Best practices to achieve financing success

  • Finding balance: Optimal financing structures

Lunch

12:00 p.m.- 12:300 p.m.

Lessons

12:30 p.m. – 4:30 p.m.

  • Avoiding real estate lending pitfalls

  • The new construction draw process explained

  • Assuring the structure and control of land development projects.

  • Real estate ownership structure types

  • Early warning signs of trouble

Pricing

Early Bird Price (ends May 13, 2023): $395

ICBA Members: $495

Non-Members: $595

Non-Bankers: $695

Bank Director Program Member: $295

Bank Director Program Non-Member: $395

Printable Registration Form


Attendance/Cancellation Policy:

  • Registration fee is valid only for the individual registered. Each attendee must register.
  • Full payment is required prior to event attendance.
  • If registration is cancelled more than 30 days prior to the event start date, you will receive a full refund.
  • If cancellation is within 30 days prior to the event start date, 20 percent of the registration fee paid will be deducted for costs.
  • A substitute registration will be accepted.
  • No refunds will be issued once the bank has received event materials or after the event start date.
  • All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed by ICBA.

For more information, call 800-422-7285.

Virtual Event

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: All community bank personnel with commercial lending responsibilities

Prerequisites: Basic knowledge of credit issues

Advanced Preparation: None

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Live

CPE Credit Hours: 9

brad stevens

Brad Stevens

President

Stevens Risk Management LLC

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.