Credit Analyst Institute

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Credit Analyst Institute

Mar 28 - Mar 30, 2023 | VIRTUAL EVENT

Master the necessary financial analysis skills needed by today's credit analysts and the additional expertise vital to a community bank's overall lending success.

Through group discussion, case studies, workout plans and more, our industry experts will teach you the most important skills needed to perform your duties and advance your career as a credit analyst.

Learning Objectives:

  • Understand key functions such as financial analysis, overall business risk, and customer relationship needs.

  • Be aware of legal landmines and exposures in your credit memo.

  • Identify strategic strengths and weaknesses of a credit request.

  • Enrich your understanding of covenant tracking and loan file documentation requirements.

  • Learn to stay ahead of potential compliance exposures in your credit portfolio.

  • Develop financial, analytical, and business writing skills.

Date
Information (All times are Central Time)

Tuesday, March 28

Financial Analysis

8:30 a.m.– 12:00 p.m.

  • Introductions
  • Case Study Exercise

Lunch

12:00 p.m. – 12:30 p.m.

Financial Statement Analysis

12:30 p.m. – 4:30 p.m.

  • Common Sizing
  • Ratios Exercise
  • PFS Exercise
  • Case Study Exercise

Wednesday, March 29

Financial Statement Analysis

8:30 a.m. – 10:00 a.m.

  • Common Sizing
  • Ratios Exercise
  • PFS Exercise
  • Case Study Exercise – continued

Cash Analysis Tools

10:00 a.m. – 11:30 a.m.

  • Cash Drivers
  • Cash to Cash Cycle Exercise
  • Cash Cycle
  • Cash Flow Exercise

Lunch

11:30 a.m. – 12:00 p.m.

Legal Considerations

12:00 p.m. – 5:00 p.m.

  • Documentation/Covenant Tracking & Monitoring
  • MIS Report Generation
  • Role of Credit Memo
  • Lender Liability 

Legal Compliance

  • Lender Liability
  • Documentation Overview
  • UCC Issues-File, Monitor, Preparation, etc.
  • Compliance Overview-CX Considerations in Credit Analyst Role

Thursday, March 30

Credit Analysis

8:30 a.m. – 12:00 p.m.

  • Marketplace Analysis
  • Industry Analysis
  • Business Analysis
  • Management Analysis
  • Case Study Exercise

Lunch

12:00 p.m. – 12:30 p.m.

Credit Analysis

12:30 p.m. – 4:30 p.m.

  • Marketplace Analysis
  • Industry Analysis
  • Business Analysis
  • Management Analysis
  • Case Study

Final Comments & Credit Memo Conclusion

Friday, March 31

Certification Exam

8:30 a.m. – 9:45 a.m.

Held via ICBA online portal for those enrolled in CCBCA certification program.

Note - If you do not pass exam, you will have the opportunity to retake the exam at a future, quarterly re-take date. More information will be provided upon registration.

Pricing

ICBA Members: $1,699

Non-Members: $2,199

Non-Bankers: $2,699

Certification Testing Fee: $500

Printable Registration Form

Note: Registration fee is valid for one connection, only for the individual registered. Each attendee must register. Full payment is required prior to attendance.  For more information, call 800-422-7285.


Attendance/Cancellation Policy:

Full payment is required prior to live event attendance. Digital products will be made available when full payment is received. Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.

This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.

Virtual Event

Upon registration you will receive an email from ICBA confirming your registration, the dates of the event and a calendar invitation for the event. Approximately 1-2 weeks prior to the event start date, you will receive an email from an ICBA representative containing detailed information including event times and the meeting link.

Who should attend: Credit analysts, credit review professionals, lenders, branch managers, and small business lender

Prerequisites: Basic knowledge skills of credit analysts

Advanced Preparation: Recommended-Complete complimentary pre-recorded course sent upon registration

Program Level: Intermediate

Field of Study: Specialized Knowledge

Delivery Method: Group Internet Based

CPE Credit Hours: 27.5

Certification Offered: Credit Analyst Certification (CCBCA)

brad stevens

Brad Stevens

Stevens Risk Management LLC

Doc Bodine

Doc Bodine

Gerrish Smith Tuck

Code of Conduct

Registration, attendance, or participation at this event constitutes an agreement to adhere to the ICBA code of conduct and complaint policy. ICBA LIVE aims to be welcoming, safe, and inclusive to all participants, with the most varied and diverse backgrounds possible.

As such, The Independent Community Bankers of America (“ICBA” or the “Association”) has adopted a zero-tolerance policy toward all forms of unlawful discrimination and harassment.

Read Full Policy


Suitcasing Policy

Suitcasing is the act of soliciting business by non-exhibiting companies in the during the event or in other public spaces, including another company's booth, a convention center, or a hotel lobby. It is ICBA event management’s objective to do everything legally possible to protect its exhibitors and community banker attendees from suitcasing.