How to Craft an Effective Commercial Loan Write-Up

Lending Paperwork

Sep 20, 2022

How to Craft an Effective Commercial Loan Write-Up

11:00 am Eastern | 10:00 am Central | 9:00 am Mountain | 8:00 am Pacific

This webinar will cover the basics of how to craft an effective commercial loan write-up. The session will begin with a brief overview of loan write-ups or credit memorandums.

This webinar will cover the basics of how to craft an effective commercial loan write-up. The session will begin with a brief overview of loan write-ups or credit memorandums including types, styles, and necessary component parts (relationship information, financial analysis, management review, and risk assessment/mitigation).

The financial analysis section will highlight liquidity, activity, leverage, operating performance, and cash flow analysis. Additionally, the Z-score bankruptcy predictor will be reviewed.

The session will also cover additional important loan write-up items including assessing the company’s strategic plan - marketing, financing, and management. Also, the risk assessment and mitigation section will be used to summarize the loan presentation. Three standard commercial loan write-ups will be presented in order to illustrate the concepts.

Time: 90 minutes

Learning Objectives:

  • Review effective commercial loan write-ups
  • Discuss types, styles, and components parts
  • Cover the financial analysis section
  • Assess the company’s strategic plan and management’s strengths/ weaknesses
  • Analyze the risk assessment and mitigation section as a summary of the loan presentation
  • Summarize the concepts by reviewing three loan write-ups

ICBA Members: $199
Nonmembers: $299
Unlimited Webinar Pass subscription: $0

NOTE: Registration fee is valid for one connection, only for the individual registered. Each attendee must register. Full payment is required prior to attendance.  For more information, call 800-422-7285.

1.5

Avatar Man
David Osburn

Owner

David L. Osburn & Associates, LLC

Who should attend: Commercial lenders, relationship managers, credit analysts, branch managers, private bankers, and business development officers
Prerequisites: Basic understanding of banking and the commercial lending process.
Advanced Preparation: None
Program Level: Intermediate 
Field of Study: Specialized Knowledge
Delivery Method: Group Internet Based
 
Webinar Attendance/Cancellation Policy:
Full payment is required prior to live event attendance. Digital products will be made available when full payment is received.
 
Digital product purchases cannot be cancelled once the order has been processed and the product is available to use.
 
This live digital course is for educational purposes only and intended only for participants of the class/event. All rights are reserved by ICBA. No recording or distribution of the content is permitted unless expressly agreed to by ICBA.